3011 Cranston Ave, Elgin, IL 60124 Property Records

Kane County property record for 3011 Cranston Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,113 sqft · built 2005
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$366,000 (May 2020)
Tax Bill$13,878 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-17-306-004

Property Details

APN / Parcel Number

Primary APN06-17-306-004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,113 sqft Living Area
Gross Area5,941 sqft
Basement Area1,828 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3011 CRANSTON AVE
CityELGIN
StateIL
Zip60124-8934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 1 LOT 64
Legal SubdivisionPROVIDENCE
Legal Block2
Legal Lot Number64
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2007
Census Tract851911

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3011 CRANSTON AVE, ELGIN, IL 60124-8934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Deed of Trust, Mortgage · Line of Credit
KANE COUNTY TEACHERS CU
Jul 7, 2021Deed of Trust, Mortgage
KANE COUNTY TEACHERS CU
May 18, 2020Warranty Deed, Transfer · Conventional Mortgage
KANE COUNTY TEACHERS CU
Jul 26, 2019Intrafamily Transfer, Transfer · ARM
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2020 · Amount on Record
Deed SaleMay 18, 2020 · Amount on Record
Prior SaleFeb 3, 2009 · Amount on Record
Deed Document Number202025414
Prior Transfer DateJun 5, 2019
Prior Transfer Doc0000032804
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3011 CRANSTON AVE, ELGIN, IL 60124-8934
Transaction TypeMortgage
Record UpdatedMar 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008736
DateMar 22, 2023
Instrument2023K008736
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 21, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3011 CRANSTON AVE, ELGIN, IL 60124-8934
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051782
DateJul 7, 2021
Instrument2021K051782
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
AmountAmount Recorded
Term59 Months
DueJun 22, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 18, 2020
Property Address3011 CRANSTON AVE, ELGIN, IL 60124-8934
Document Number0000025414
Map ReferenceDOC 2004K032369
Instrument DateApr 30, 2020
Instrument2020K025414
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$366.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3011 CRANSTON AVE, 3011, ELGIN, IL 60124-8934

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3011 CRASTON AVENUE, ELGIN, IL 60124-8934

Mortgage

Document Number0000025415
DateMay 18, 2020
Instrument2020K025415
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJul 26, 2019
Property Address3011 CRANSTON AVE, ELGIN, IL 60124-8934
Document Number0000032804
Map ReferenceDOC 2004K032369
Instrument DateJun 5, 2019
Instrument2019K032804
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyPRECISION TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3011 CRANSTON AVE, ELGIN, IL 60124-8934
InvestorPossibly a Property Investor

Mortgage

Document Number0000032805
DateJul 26, 2019
Instrument2019K032805
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,878.00 (+7.68%) Homeowner's exemption$185,776 (+8.57%) Land $44,049 Building $141,727$557,551 (+8.57%) Land $132,200 Building $425,351
2024$171,112 (+21.39%) Land $40,572 Building $130,540$513,541 (+21.44%) Land $121,765 Building $391,777
2022$12,888.00 (+3.29%) Homeowner's exemption$140,956 (+7.23%) Land $33,422 Building $107,534$422,868 (+7.23%) Land $100,266 Building $322,602
2021$12,478.00 Homeowner's exemption$131,450 Land $31,247 Building $100,203$394,350 Land $93,741 Building $300,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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