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3014 Bernard Dr, Edgewood (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3014 Bernard Dr, Edgewood, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,997 sqft · built 1960
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$259,500 (May 2020)
Tax Bill$2,777 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN029-20-02-003.00

Property Details

APN / Parcel Number

Primary APN029-20-02-003.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,997 sqft Finished Area
Gross Area3,568 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3014 BERNARD DR
CityEDGEWOOD
StateKY
Zip41017-2602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST PIUS HGTS SEC 1 LOT 7 .32 ACS NS BERNARD DR
Legal SubdivisionST PIUS HEIGHTS
Legal Phase1
Legal Lot Number7
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract65501

Owner

3014 Bernard Dr is owned and occupied by an individual who bought it in May 2020.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3014 BERNARD DR, EDGEWOOD, KY 41017-2602
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2020 · Amount on File
Deed SaleMay 26, 2020 · Amount on File
Deed Document Number2020187
Deed Book / Page23 / 66
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 26, 2020
Property Address3014 BERNARD DR, EDGEWOOD, KY 41017-2602
Document Number0000000187
Book / Page000023 / 000066
Instrument DateMay 15, 2020
Instrument187
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$259.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3014 BERNARD DR EDGEWOOD KY 410172602, EDGEWOOD, KY 41017-2602

Mortgage

Document Number188
DateMay 26, 2020
Book Page000M48/000001
Instrument188
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3014 Bernard Dr was $2,777.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityEdgewood City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,300 (-) Land $50,000 Building $230,300$280,300 (-) Land $50,000 Building $230,300
2025$2,777.00$280,300 Land $50,000 Building $230,300$280,300 Land $50,000 Building $230,300
2023$2,766.00$259,500 Land $50,000 Building $209,500$259,500 Land $50,000 Building $209,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3014 Bernard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3014 Bernard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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