3010 Bernard Dr, Edgewood (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3010 Bernard Dr, Edgewood, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,612 sqft · built 1962
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Apr 2016)
Tax Bill$2,490 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN029-20-02-002.00

Property Details

APN / Parcel Number

Primary APN029-20-02-002.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,612 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3010 BERNARD DR
CityEDGEWOOD
StateKY
Zip41017-2602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST PIUS HGTS SEC 1 LOT 5 .28 ACS NS BERNARD NR DUDLEY
Legal SubdivisionST PIUS HEIGHTS
Legal Phase1
Legal Lot Number5
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract65501

Owner

3010 Bernard Dr is owned and occupied by two individuals who bought it in April 2016.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3010 BERNARD DR, EDGEWOOD, KY 41017-2602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2016 · Amount on File
Deed SaleApr 6, 2016 · Amount on File
Deed Document Number201604 06 059 00020
Deed Book / Page5865 / 304
Prior Transfer DateApr 1, 2016
Prior Transfer Doc0005900020
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3010 BERNARD DR, EDGEWOOD, KY 41017-2602
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3010 BERNARD DR, EDGEWOOD, KY 41017-2602

Mortgage

Document Number0005900209
DateMar 3, 2021
Book PageKC177/402
Instrument21030305900209
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term179 Months
DueFeb 6, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3010 Bernard Dr was $2,490.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityEdgewood City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$251,300 (-) Land $50,000 Building $201,300$251,300 (-) Land $50,000 Building $201,300
2025$2,490.00$251,300 Land $50,000 Building $201,300$251,300 Land $50,000 Building $201,300
2023$1,993.00$187,000 Land $50,000 Building $137,000$187,000 Land $50,000 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3010 Bernard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3010 Bernard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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