Pasco County property record for 3013 Trinity Cottage Dr, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,860 sqft · built 2007 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Mar 2026) |
| Tax Bill | $6,866 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Dec 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-26-18-0030-00G00-0110 |
| Primary APN | 21-26-18-0030-00G00-0110 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,640 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 559 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3013 TRINITY COTTAGE DR |
|---|---|
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-8137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | CONCORD STATION PHASE 4 UNITS A & B PB 60 PG 110 BLOCK G LOT 11 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 21 |
| Legal Subdivision | CONCORD STATION |
| Legal Tract | 30 |
| Legal Block | G |
| Legal Lot Number | 11 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31603 |
3013 Trinity Cottage Dr is owned and occupied by two individuals who bought it in March 2026.
Source: Pasco County records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3013 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 14, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 11, 2022 | Warranty Deed, Transfer COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC |
| Sep 30, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on File |
| Deed Sale | Mar 18, 2026 · Amount on File |
| Prior Sale | Jan 11, 2022 · Amount on File |
| Deed Document Number | 202648955 |
| Deed Book / Page | 11383 / 1078 |
| Prior Transfer Date | Dec 5, 2023 |
| Prior Transfer Doc | 0109310652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 18, 2026 |
| Property Address | 3013 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Document Number | 0113831078 |
| Book / Page | 11383 / 1078 |
| Map Reference | MB 60 PG 110 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026048955 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18107 PEREGRINES PERCH PL UNIT 101, 101, LUTZ, FL 33558-2783 |
| Name | Verified Name |
|---|---|
| Address | 3013 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Document Number | 0113831080 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 11383/1080 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 14, 2023 |
| Property Address | 3013 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Document Number | 0109310652 |
| Book / Page | 10931 / 652 |
| Map Reference | MB 60 PG 110 |
| Instrument Date | Dec 5, 2023 |
| Instrument | 2023217529 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3013 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3013 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jan 11, 2022 |
| Property Address | 3013 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Document Number | 0105233371 |
| Book / Page | 10523 / 3371 |
| Map Reference | MB 60 PG 110 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2022008423 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,457.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19833 WADING CRANE WAY, 19833, LUTZ, FL 33558-8358 |
| Name | Verified Name |
|---|---|
| Address | 3013 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3013 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137 |
| Document Number | 0101973833 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3013 TRINITY COTTAGE DR LAND O LAKES FL 346388137, LAND O LAKES, FL 34638-8137 |
| Document Number | 0101973833 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 010197/003833 |
| Instrument | 173855 |
| Name | TRUIST BK |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 15, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3013 Trinity Cottage Dr was $6,866 with a homeowner's exemption, up 2.2% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,020 (+2.9%) | $311,313 (-0.2%) Land $76,455 Building $234,858 | |
| 2025 | $6,866.00 (+2.23%) Homeowner's exemption | $287,680 Land $76,455 Building $211,225 | $311,924 Land $76,455 Building $235,469 |
| 2024 | $6,716.00 (+2.38%) | ||
| 2023 | $6,560.00 (+8.92%) Additional exemption filed | $268,870 (+3%) Land $58,905 Building $209,965 | $307,396 (+17.76%) Land $58,905 Building $248,491 |
| 2022 | $6,023.00 Homeowner's exemption | $261,044 Land $49,155 Building $211,889 | $261,044 Land $49,155 Building $211,889 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3013 Trinity Cottage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3013 Trinity Cottage Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures