3003 Trinity Cottage Dr, Land O Lakes, FL 34638 Property Records

Pasco County property record for 3003 Trinity Cottage Dr, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,990 sqft · built 2007
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Jul 2017)
Tax Bill	$4,938 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-26-18-0030-00G00-0130`

Property Details

APN / Parcel Number

Primary APN	`21-26-18-0030-00G00-0130`
Alternative APN	`1017210`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	1,990 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	561 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1017210
Street Address	3003 TRINITY COTTAGE DR
City	LAND O LAKES
State	FL
Zip	34638-8137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	CONCORD STATION PHASE 4 UNITS A & B PB 60 PG 110 BLOCK G LOT 13 OR 9571 PG 2229
Legal Range	18E
Legal Township	26S
Legal Section	21
Legal Subdivision	CONCORD STATION
Legal Phase	4
Legal Tract	30
Legal Block	G
Legal Lot Number	13
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1015
Census Tract	31603

Owner

3003 Trinity Cottage Dr is owned and occupied by an individual who bought it in July 2017.

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3003 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2017 · Amount on File
Deed Sale	Jul 11, 2017 · Amount on File
Prior Sale	Jul 16, 2007 · Amount on File
Deed Document Number	2017108529
Deed Book / Page	9571 / 2229
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 11, 2017
Property Address	3003 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137
Document Number	0095712229
Book / Page	9571 / 2229
Map Reference	MB60 PG110
Instrument Date	Jun 30, 2017
Instrument	2017108529
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	CHAMPIONAS TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,519.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 BUCKS MILL RD, 160, COLTS NECK, NJ 07722-1686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8137

Mortgage

Document Number	2017108530
Date	Jul 11, 2017
Instrument	2017108530

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3003 Trinity Cottage Dr was $4,938 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,938.00 Homeowner's exemption	$173,020 Land $76,455 Building $96,565	$336,485 Land $76,455 Building $260,030
2023	$4,778.00 (+8.22%) Additional exemption filed	$163,260 (+3%) Land $58,905 Building $104,355	$336,566 (+17.82%) Land $58,905 Building $277,661
2022	$4,415.00 Homeowner's exemption	$158,510 Land $49,155 Building $109,355	$285,657 Land $49,155 Building $236,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3003 Trinity Cottage Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	3 (2015–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3003 Trinity Cottage Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20