3013 Morris Thomas Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 3013 Morris Thomas Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,668 sqft · built 1919
Lot Size	2.71 acres (118,048 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Dec 2019)
Tax Bill	$5,598 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2710-07630`

Property Details

APN / Parcel Number

Primary APN	`010-2710-07630`
Alternative APNs	`1083231` `1178572`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,668 sqft Gross Area
1st Floor Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	118,048 sqft (2.71 acres)
Garage Area	1,296 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	98 sqft
Deck Area	500 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1178572
Street Address	3013 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55811-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF NE 1/4 OF SW 1/4 OF SW 1/4 OFSW 1/4 AND W 1/2 OF SE 1/4 OF SW 1/4 OFSW 1/4 OF SW 1/4 SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	30
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3002
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3013 MORRIS THOMAS RD, DULUTH, MN 55811-2820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2019	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Dec 15, 2016	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2019 · Amount on Record
Deed Sale	Dec 24, 2019 · Amount on Record
Deed Document Number	20191018944
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	0001018943
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 24, 2019
Property Address	3013 MORRIS THOMAS RD, DULUTH, MN 55811-2820
Document Number	00T1018944
Instrument Date	Dec 20, 2019
Instrument	T1018944
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3013 MORRIS THOMAS RD DULUTH MN 558112820, DULUTH, MN 55811-2820

Mortgage

Document Number	T1018945
Date	Dec 24, 2019
Instrument	T1018945

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3013 MORRIS THOMAS RD, DULUTH, MN 55811-2820
Document Number	00A1003226
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3013 MORRIS THOMAS RD DULUTH MN 558112820, DULUTH, MN 55811-2820

Mortgage

Document Number	00A1003226
Date	Sep 27, 2018
Instrument	A1003226

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 26, 2028

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3013 MORRIS THOMAS RD, DULUTH, MN 55811-2820
Document Number	000T980643
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Jan 17, 2017
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3013 MORRIS THOMAS RD DULUTH MN 558112820, DULUTH, MN 55811-2820

Mortgage

Document Number	000T980643
Date	Jan 6, 2017
Instrument	T980643

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,598.00 (+7.74%) Homeowner's exemption
2025	$5,196.00 (+3.63%) Homeowner's exemption	$439,800 (+13.06%) Land $51,300 Building $388,500	$439,800 (+13.06%) Land $51,300 Building $388,500
2024	$5,014.00	$389,000 (+9.89%) Land $63,400 Building $325,600	$389,000 (+9.89%) Land $63,400 Building $325,600
2022		$354,000 Land $72,300 Building $281,700	$354,000 Land $72,300 Building $281,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber, Spectrum.

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