2921 Morris Thomas Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 2921 Morris Thomas Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.25 ba · 1,040 sqft · built 1920
Lot Size	4.06 acres (176,854 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Jan 2006)
Tax Bill	$34 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-2710-07720`

Property Details

APN / Parcel Number

Primary APN	`010-2710-07720`
Alternative APN	`794918`

Interior

Bedrooms	1 Bed
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	1,040 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	176,854 sqft (4.06 acres)
Garage Area	378 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	580 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	794918
Street Address	2921 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55811-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE1/4 OF SE1/4 OF SW1/4 OF SW1/4 & INC W1/2OF SE1/4 OF SE1/4 OF SW1/4 OF SW1/4 SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	30
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3001
Census Tract	2300

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2921 MORRIS THOMAS RD, DULUTH, MN 55811-2819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Mar 27, 2024	Intrafamily Transfer, Transfer
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2006 · Amount on Record
Deed Sale	Jan 5, 2006 · Amount on Record
Prior Sale	Oct 13, 2004 · Amount on Record
Deed Document Number	2006811196
Last Transfer Date	Jan 11, 2024
Transfer Doc	0001077990
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2921 MORRIS THOMAS RD, DULUTH, MN 55811-2819
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 MORRIS THOMAS RD, DULUTH, MN 55811-2819

Mortgage

Document Number	0001095847
Date	Nov 4, 2025
Instrument	1095847

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Mar 27, 2024
Property Address	2921 MORRIS THOMAS RD, DULUTH, MN 55811-2819
Document Number	0001077990
Instrument Date	Jan 11, 2024
Instrument	1077990
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2921 MORRIS THOMAS RD, DULUTH, MN 55811-2819

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2921 MORRIS THOMAS RD, DULUTH, MN 55811-2819
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001073722
Date	Oct 24, 2023
Instrument	1073722

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2921 MORRIS THOMAS RD, DULUTH, MN 55811-2819
Document Number	00T1018961
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2939 MORRIS THOMAS RD DULUTH MN 55811, DULUTH, MN 55811

Mortgage

Document Number	00T1018961
Date	Dec 26, 2019
Instrument	T1018961

Lender

Name	NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2921 MORRIS THOMAS RD, DULUTH, MN 55811-2819
Document Number	00T1018960
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 MORRIS THOMAS RD DULUTH MN 558112819, DULUTH, MN 55811-2819

Mortgage

Document Number	00T1018960
Date	Dec 26, 2019
Instrument	T1018960

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	DULUTH, MN 55805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2039

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$34.00 (+17.24%) Homeowner's exemption
2025	$29.00 (+16%) Homeowner's exemption	$215,100 (+19.37%) Land $53,800 Building $161,300	$215,100 (+19.37%) Land $53,800 Building $161,300
2024		$180,200 (+6.19%) Land $66,300 Building $113,900	$180,200 (+6.19%) Land $66,300 Building $113,900
2022	$25.00	$169,700 Land $75,800 Building $93,900	$169,700 Land $75,800 Building $93,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, Verizon.

Nearby Properties on Morris Thomas Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures