3013 Chalkstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 3013 Chalkstone Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,905 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Jun 2026)
Tax Bill	$11,514 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-155-002`

Property Details

APN / Parcel Number

Primary APN	`06-17-155-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,905 sqft Living Area
Gross Area	4,495 sqft
Basement Area	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3013 CHALKSTONE AVE
City	ELGIN
State	IL
Zip	60124-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE UNIT 1 LOT 143
Legal Subdivision	PROVIDENCE
Legal Block	2
Legal Lot Number	143
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	851911

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3013 CHALKSTONE AVE, ELGIN, IL 60124-8939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
May 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 17, 2026	Intrafamily Transfer, Transfer
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Jan 23, 2014 · Amount on Record
Deed Document Number	202627311
Prior Transfer Date	Apr 3, 2026
Prior Transfer Doc	0000027311
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 30, 2026
Property Address	3013 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number	0000027311
Instrument Date	Apr 3, 2026
Instrument	202627311
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,447.50
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3013 CHALKSTONE AVE, ELGIN, IL 60124-8939
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027312,
Date	Jun 30, 2026
Instrument	202627312

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 13, 2026
Property Address	3013 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number	0000019697
Instrument Date	Jan 7, 2026
Instrument	202619697
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3013 CHALKSTONE AVE, ELGIN, IL 60124-8939
Investor	Possibly a Property Investor

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 17, 2026
Property Address	3013 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number	0000006150
Map Reference	DOC 2004K032369
Instrument Date	Jan 7, 2026
Instrument	2026K006150
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6N 568 ROOSEVELT AVENUE, ST CHARLES, IL 60174-5647
Investor	Possibly a Property Investor

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3013 CHALKSTONE AVE, ELGIN, IL 60124-8939
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043594
Date	Jun 8, 2021
Instrument	2021K043594

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.26%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,514.00 (-2.72%) Homeowner's exemption	$155,030 (+8.57%) Land $43,240 Building $111,790	$465,276 (+8.57%) Land $129,772 Building $335,504
2024	$11,836.00 (+10.68%) Homeowner's exemption	$142,793 (+21.39%) Land $39,827 Building $102,966	$428,550 (+21.44%) Land $119,529 Building $309,022
2022	$10,694.00 (+3.4%) Homeowner's exemption	$117,628 (+6.96%) Land $32,808 Building $84,820	$352,884 (+6.96%) Land $98,424 Building $254,460
2021	$10,342.00 Homeowner's exemption	$109,974 Land $30,673 Building $79,301	$329,922 Land $92,019 Building $237,903

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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