3011 Chalkstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 3011 Chalkstone Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,531 sqft · built 2005
Lot Size0.27 acres (11,761 sqft)
Owner2 Company Names on Record
Last Sale$361,000 (Jun 2005)
Tax Bill$10,539 (2025)
Deeds & MortgagesApr 2021 Mortgage
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-155-001

Property Details

APN / Parcel Number

Primary APN06-17-155-001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,531 sqft Living Area
Gross Area3,828 sqft
Basement Area1,297 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address3011 CHALKSTONE AVE
CityELGIN
StateIL
Zip60124-8939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 1 LOT 144
Legal SubdivisionPROVIDENCE
Legal Block2
Legal Lot Number144
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2008
Census Tract851911

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3011 CHALKSTONE AVE, ELGIN, IL 60124-8939
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Dec 22, 2016Deed of Trust, Mortgage
PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2005 · Amount on Record
Deed SaleJun 10, 2005 · Amount on Record
Deed Document Number200565797
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3011 CHALKSTONE AVE, ELGIN, IL 60124-8939
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyNOVAS TITLE COMPANY LLC, NOVAS TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029272
DateApr 14, 2021
Instrument2021K029272
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate
Rate2.87%

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3011 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number0000002334
Instrument DateDec 22, 2016
Transaction TypeMortgage
Record UpdatedMay 2, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3011 CHALKSTONE AVE ELGIN IL 601248939, ELGIN, IL 60124-8939

Mortgage

Document Number0000002334
DateJan 13, 2017
Instrument2334
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37027
Agreement
AmountAmount Recorded
Term360 Months
DueJan 12, 2047
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,539.00 (+7.67%)$142,572 (+8.57%) Land $43,240 Building $99,332$427,887 (+8.57%) Land $129,772 Building $298,115
2024$131,318 (+21.39%) Land $39,827 Building $91,491$394,112 (+21.44%) Land $119,529 Building $274,583
2022$9,788.00 (+3.43%) Homeowner's exemption$108,175 (+6.96%) Land $32,808 Building $75,367$324,525 (+6.96%) Land $98,424 Building $226,101
2021$9,463.00 Homeowner's exemption$101,136 Land $30,673 Building $70,463$303,408 Land $92,019 Building $211,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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