Sumner County property record for 3012 Sumner Dr, Westmoreland, TN 37186
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,579 sqft · built 1938 |
| Lot Size | 0.464 acres (20,214 sqft) |
| Owner | Company Name on Record |
| Last Sale | $74,900 (Oct 2024) |
| Tax Bill | $199 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Oct 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083044F C 01200 |
| Primary APN | 083044F C 01200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,579 sqft Living Area |
| Gross Area | 1,892 sqft |
| 1st Floor Area | 1,226 sqft |
| Upper Floors Area | 1,178 sqft |
| Basement Area | 1,226 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 20,214 sqft (0.464 acres) |
| Lot Dimensions | 200 ft deep x 84 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Driveway | Driveway |
| Driveway Area | 1,350 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 313 sqft |
| Patio Area | 375 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3012 SUMNER DR |
|---|---|
| City | WESTMORELAND |
| State | TN |
| Zip | 37186-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 12, COUNTY AREA: Q01 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20101 |
Source: Sumner County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1005, WHITE HOUSE, TN 37188-1005 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage FARMERS BANK |
| Oct 31, 2024 | Warranty Deed, Transfer ATHENA TITLE, ATHENS TITLE & ESCROW LLC |
| Oct 24, 2024 | Trustee's Deed, Foreclosure |
| Apr 9, 2021 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | Oct 24, 2024 · Amount on Record |
| Deed Document Number | 20241497253 |
| Deed Book / Page | 6475 / 821 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Apr 27, 2026 |
| Property Address | 3012 SUMNER DR, WESTMORELAND, TN 37186-2200 |
| Document Number | 0001549261 |
| Book / Page | 6838 / 347 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20261549261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 518 BRINKLEY LN, WHITE HOUSE, TN 37188-9095 |
| Document Number | 0001549261, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 6838/347 |
| Instrument | 20261549261 |
| Name | FARMERS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 22, 2027 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Oct 31, 2024 |
| Property Address | 3012 SUMNER DR, WESTMORELAND, TN 37186-2200 |
| Document Number | 0064750821 |
| Book / Page | 6475 / 821 |
| Instrument Date | Oct 30, 2024 |
| Instrument | 1497253 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | ATHENA TITLE, ATHENS TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $277.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Oct 24, 2024 |
| Property Address | 3012 SUMNER DR, WESTMORELAND, TN 37186-2200 |
| Document Number | 0064710187 |
| Book / Page | 6471 / 187 |
| Instrument Date | Oct 21, 2024 |
| Instrument | 1496622 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.72 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5133 HARDING PIKE # B10-18, B10, NASHVILLE, TN 37205-2891 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Apr 9, 2021 |
| Property Address | 3012 SUMNER DR, WESTMORELAND, TN 37186-2200 |
| Document Number | 0055590106 |
| Book / Page | 5559 / 106 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 1359040 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | APL WARRANTY TITLE LLC, WARRANTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3012 SUMNER DR, WESTMORELAND, TN 37186-2200 |
| Document Number | 0005559109 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 5559/109 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 3012 SUMNER DR, WESTMORELAND, TN 37186-2200 |
| Document Number | 0048210672 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3012 SUMNER DR WESTMORELAND TN 371862200, WESTMORELAND, TN 37186-2200 |
| Document Number | 0048210672 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 004821/000672 |
| Instrument | 1246586 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2048 |
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Westmoreland Town |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199.00 (-81.51%) | $14,000 (-55.97%) Land $12,500 Building $1,500 | |
| 2024 | $56,000 (-55.97%) Land $50,000 Building $6,000 | ||
| 2023 | $1,076.00 (-0.28%) | $31,800 (-) Land $7,650 Building $24,150 | |
| 2022 | $1,079.00 | $31,800 Land $7,650 Building $24,150 | |
| 2021 | $127,200 Land $30,600 Building $96,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMORELAND WATER SYSTEM serves 6,330 people · EPA ID TN0000738 |
|---|---|
| Water Source | Purchased surface water from GALLATIN WATER DEPARTMENT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| North Central Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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