Sumner County property record for 3004 Sumner Dr, Westmoreland, TN 37186
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,388 sqft · built 1920 |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Dec 2020) |
| Tax Bill | $581 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083044F C 01400 |
| Primary APN | 083044F C 01400 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Dimensions | 170 ft deep x 229 ft wide |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 1,800 sqft |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Utility Building | 280 sqft |
| Cooling System | None |
|---|
| Street Address | 3004 SUMNER DR |
|---|---|
| City | WESTMORELAND |
| State | TN |
| Zip | 37186-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 12, COUNTY AREA: Q01 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20101 |
Source: Sumner County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3004 SUMNER DR, WESTMORELAND, TN 37186-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jul 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on Record |
| Deed Sale | Dec 9, 2020 · Amount on Record |
| Prior Sale | Jul 2, 2019 · Amount on Record |
| Deed Document Number | 1341026 |
| Deed Book / Page | 5430 / 584 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Dec 9, 2020 |
| Property Address | 3004 SUMNER DR, WESTMORELAND, TN 37186-2200 |
| Document Number | 0054300584 |
| Book / Page | 5430 / 584 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 1341026 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3004 SUMNER DR, WESTMORELAND, TN 37186-2200 |
| Document Number | 5430586 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 5430/586 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jul 2, 2019 |
| Property Address | 3004 SUMNER DR, WESTMORELAND, TN 37186-2200 |
| Document Number | 0049760461 |
| Book / Page | 4976 / 461 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 1274178 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | HOMESTEAD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $388.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 4976463 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 4976/463 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Westmoreland Town |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $581.00 (-24.64%) | $40,875 (+79.47%) Land $12,500 Building $28,375 | |
| 2024 | $163,500 (+79.47%) Land $50,000 Building $113,500 | ||
| 2023 | $771.00 (-0.26%) | $22,775 (-) Land $7,650 Building $15,125 | |
| 2022 | $773.00 | $22,775 Land $7,650 Building $15,125 | |
| 2021 | $91,100 Land $30,600 Building $60,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMORELAND WATER SYSTEM serves 6,330 people · EPA ID TN0000738 |
|---|---|
| Water Source | Purchased surface water from GALLATIN WATER DEPARTMENT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| North Central Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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