3012 Gafney Rd, Addison, NY 14801 Property Records

Steuben County and Addison Town property record for 3012 Gafney Rd, Addison, NY 14801

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 3,000 sqft · built 2015
Lot Size	24 acres (1,046,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,600 (Dec 2016)
Tax Bill	$3,666 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Nov 2018 Mortgage
APN	`462089 313.00-01-005.120`

Property Details

APN / Parcel Number

Primary APN	`462089 313.00-01-005.120`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,000 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	1,046,311 sqft (24 acres)
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3012 GAFNEY RD
City	ADDISON
State	NY
Zip	14801-9753
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	5.120
Jurisdiction	STEUBEN NY
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2011
Census Tract	962200

Owner

Source: Steuben County and Addison Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3012 GAFNEY RD, ADDISON, NY 14801-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Deed of Trust, Mortgage MAPLE CITY SAVINGS BANK FSB
Nov 19, 2018	Deed of Trust, Mortgage MAPLE CITY SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2016 · Amount on Record
Deed Sale	Dec 6, 2016 · Amount on Record
Deed Book / Page	2625 / 97
Prior Transfer Date	Nov 30, 2016
Prior Transfer Doc	0000002625/000000009
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	3012 GAFNEY RD, ADDISON, NY 14801-9753
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004328/0000000062
Date	Aug 23, 2018
Book Page	0000004328/0000000062

Lender

Name	MAPLE CITY SAVINGS BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	113 Months
Due	Jan 1, 2028

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	3012 GAFNEY RD, ADDISON, NY 14801-9753
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004356/0000000192
Date	Nov 19, 2018
Book Page	0000004356/0000000192

Lender

Name	MAPLE CITY SAVINGS BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	170 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Steuben County and Addison Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Addison Town
Unified School District	Addison Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,666.00 (-0.24%)
2025	$3,675.00 (+16.19%)	$159,500 (-) Land $48,500 Building $111,000	$162,755 (+2.04%) Land $49,490 Building $113,265
2023		$159,500 (+56.53%) Land $48,500 Building $111,000	$159,500 (+40.87%) Land $48,500 Building $111,000
2022		$101,900 Land $46,200 Building $55,700	$113,222 Land $51,333 Building $61,889
2021	$3,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1978–2021)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims Severe Storms And Flooding, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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