2981 Gafney Rd, Addison, NY 14801 Property Records

Steuben County and Addison Town property record for 2981 Gafney Rd, Addison, NY 14801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1985
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$3,677 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2022 Sale
APN	`462089 295.00-01-014.200`

Property Details

APN / Parcel Number

Primary APN	`462089 295.00-01-014.200`
Alternative APNs	`20892950000001014200` `00126`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
2nd Floor Area	896 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Coal
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00126
Street Address	2981 GAFNEY RD
City	ADDISON
State	NY
Zip	14801-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	ROUNDS GAFFNEY RD TOBIN RD ROUNDS
Legal Block	1
Legal Lot Number	14.200
Jurisdiction	STEUBEN NY
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2011
Census Tract	962200

Owner

Source: Steuben County and Addison Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11301 POLAR DR, ANCHORAGE, AK 99516-1357
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FEDERAL CREDIT UNION
Jan 13, 2022	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 1, 2021
Transfer Doc	002936/145
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	2981 GAFNEY RD, ADDISON, NY 14801-9753
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004869/12
Date	Jun 15, 2022
Book Page	4869/12

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate

January 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	STEUBEN NY
Recording Date	Jan 13, 2022
Property Address	2981 GAFNEY RD, ADDISON, NY 14801-9753
Document Number	002936/145
Book / Page	2936 / 145
Instrument Date	Aug 1, 2021
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 GAFNEY RD, ADDISON, NY 14801-9753

Tax Assessment & Valuation

Source: Steuben County and Addison Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Addison Town
Unified School District	Addison Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,677.00 (-0.27%)
2025	$3,687.00 (+128.58%)	$160,000 (-) Land $34,800 Building $125,200	$163,265 (+2.04%) Land $35,510 Building $127,755
2023		$160,000 (+15.19%) Land $34,800 Building $125,200	$160,000 (+3.67%) Land $34,800 Building $125,200
2022		$138,900 Land $24,300 Building $114,600	$154,333 Land $27,000 Building $127,333
2021	$1,613.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1978–2021)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred
Claims by Event	Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims Severe Storms And Flooding, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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