Union County property record for 3012 Canopy Dr, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,916 sqft · built 2009 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | Company Name on Record |
| Last Sale | $445,000 (Dec 2021) |
| Tax Bill | $3,491 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-091-021 |
| Primary APN | 07-091-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,916 sqft Living Area |
| 1st Floor Area | 1,537 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Hip |
| Lot Area | 8,364 sqft (0.192 acres) |
| Garage Type | Attached |
| Garage Area | 503 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3012 CANOPY DR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-3772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-4 INDIA |
| Legal Description | #44 THE GARDEN @ BRANDON OAKS PH9 MP5 BLK20 OPCK161 |
| Legal Subdivision | BRANDON OAKS - GARDENS (THE) |
| Legal Block | 20 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20317 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Unknown MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Dec 21, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Sep 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC |
| Nov 1, 2021 | Warranty Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | Nov 1, 2021 · Amount on Record |
| Deed Document Number | 202159804 |
| Deed Book / Page | 8351 / 471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3012 CANOPY DR, INDIAN TRAIL, NC 28079-3772 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | OS NATIONAL RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0000851415 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 8514/15 |
| Instrument | 23381 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 9, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 21, 2021 |
| Property Address | 3012 CANOPY DR, INDIAN TRAIL, NC 28079-3772 |
| Document Number | 0008351471 |
| Book / Page | 8351 / 471 |
| Map Reference | CAB K FILE 161 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 59804 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 FUNNY CIDE DR, 1401, WAXHAW, NC 28173-7262 |
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3012 CANOPY DR, INDIAN TRAIL, NC 28079-3772 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3012 CANOPY DR, INDIAN TRAIL, NC 28079-3772 |
| Document Number | 0000824675 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 8246/75 |
| Instrument | 44190 |
| Name | KNOCK LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 1, 2021 |
| Property Address | 3012 CANOPY DR, INDIAN TRAIL, NC 28079-3772 |
| Document Number | 0008299548 |
| Book / Page | 8299 / 548 |
| Map Reference | CAB K FILE 161 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 52085 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $784.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8300 LOMA LINDA LN, 8300, WAXHAW, NC 28173-6600 |
| Name | Verified Name |
|---|---|
| Address | 1401 FUNNY CIDE DR, WAXHAW, NC 28173-7262 |
| Investor | Possibly a Property Investor |
| Document Number | 0000052086 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 52086 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,300 (-) Land $96,900 Building $429,400 | $526,300 (-) Land $96,900 Building $429,400 | |
| 2025 | $3,491.00 (+25.49%) | $526,300 (+59.15%) Land $96,900 Building $429,400 | $526,300 (+59.15%) Land $96,900 Building $429,400 |
| 2023 | $2,782.00 | $330,700 Land $57,900 Building $272,800 | $330,700 Land $57,900 Building $272,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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