Union County property record for 3009 Canopy Dr, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,111 sqft · built 2009 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Mar 2026) |
| Tax Bill | $2,816 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-091-038 |
| Primary APN | 07-091-038 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,111 sqft Living Area |
| 1st Floor Area | 835 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,797 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3009 CANOPY DR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-3772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-4 INDIA |
| Legal Description | LOT 8 THE GARDENS @ BRANDON OAKS PH9 MAP6 BLK23 / OPCL039 |
| Legal Subdivision | BRANDON OAKS - GARDENS (THE) |
| Legal Block | 23 |
| Legal Lot Number | 8 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20317 |
3009 Canopy Dr, a rural home, is owned by two individuals who bought it in March 2026.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1129 MOREHEAD DR, SALISBURY, NC 28144-0073 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Nov 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on File |
| Deed Sale | Mar 19, 2026 · Amount on File |
| Prior Sale | Nov 15, 2017 · Amount on File |
| Deed Document Number | 20267224 |
| Deed Book / Page | 9329 / 545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 19, 2026 |
| Property Address | 3009 CANOPY DR, INDIAN TRAIL, NC 28079-3772 |
| Document Number | 0009329545 |
| Book / Page | 9329 / 545 |
| Map Reference | CAB L FILE 39 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 7224 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1129 MOREHEAD DR, SALISBURY, NC 28144-0073 |
| Name | Verified Name |
|---|---|
| Address | 3009 CANOPY DR, INDIAN TRAIL, NC 28079-3772 |
| Document Number | 0000007225 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 7225 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 15, 2017 |
| Property Address | 3009 CANOPY DR, INDIAN TRAIL, NC 28079-3772 |
| Document Number | 0007054140 |
| Book / Page | 7054 / 140 |
| Map Reference | CAB L FILE 39 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 0033694 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $498.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3503 MANOR HOUSE DR, 3503, CHARLOTTE, NC 28270-2290 |
| Name | Verified Name |
|---|---|
| Address | 3009 CANOPY DR, INDIAN TRAIL, NC 28079-3772 |
| Document Number | 0000033695 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 0033695 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 3009 Canopy Dr was $2,816.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,000 (-) Land $96,900 Building $326,100 | $423,000 (-) Land $96,900 Building $326,100 | |
| 2025 | $2,816.00 | $423,000 Land $96,900 Building $326,100 | $423,000 Land $96,900 Building $326,100 |
| 2023 | $2,340.00 | $277,200 Land $57,900 Building $219,300 | $277,200 Land $57,900 Building $219,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3009 Canopy Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3009 Canopy Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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