Oldham County property record for 3012 Albrecht Dr, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,400 sqft · built 2000 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $547,000 (Apr 2020) |
| Tax Bill | $7,063 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-01-76 |
| Primary APN | 05-19-01-76 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,400 sqft Living Area |
| Basement Area | 2,480 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,511 sqft (0.402 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 63831 |
|---|---|
| Street Address | 3012 ALBRECHT DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .402AC |
| Legal Subdivision | HILLCREST |
| Legal Block | SEC 1 |
| Legal Lot Number | 76 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30801 |
Source: Oldham County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3012 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 8, 2020 | Deed, Transfer · Conventional Mortgage ABSM |
| Aug 20, 2019 | Deed of Trust, Mortgage CENTRAL BANK & TRUST CO |
| Mar 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2020 · Amount on Record |
| Deed Sale | Apr 8, 2020 · Amount on Record |
| Deed Document Number | 2020568300 |
| Deed Book / Page | 1244 / 310 |
| Prior Transfer Date | Nov 1, 2015 |
| Prior Transfer Doc | D1122/247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3012 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2558/862 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | M2558/862 |
| Instrument | 667423 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Apr 8, 2020 |
| Property Address | 3012 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Document Number | D1244/310 |
| Book / Page | D1244 / 310 |
| Map Reference | MB 5 PG 80 |
| Instrument Date | Apr 7, 2020 |
| Instrument | 568300 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2900 DOE RIDGE CT, 2900, PROSPECT, KY 40059-7121 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3012 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Document Number | 568301 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 568301 |
| Name | ABSM |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3012 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | M2362/0717 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | M2362/0717 |
| Instrument | 555874 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 5, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3012 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2019 |
| Title Company | FREIBERT & MATTINGLY TTL GRO |
| Name | Verified Name |
|---|
| Document Number | M2339/0886 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | M2339/0886 |
| Instrument | 549603 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2034 |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,063.00 (+3.76%) | $570,000 (+4.2%) Land $90,000 Building $480,000 | $570,000 (+4.2%) Land $90,000 Building $480,000 |
| 2023 | $6,807.00 | $547,000 Land $90,000 Building $457,000 | $547,000 Land $90,000 Building $457,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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