Oldham County property record for 3002 Albrecht Dr, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,650 sqft · built 1999 |
| Lot Size | 0.418 acres (18,208 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $766,200 (Oct 2026) |
| Tax Bill | $7,063 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Feb 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-01-71 |
| Primary APN | 05-19-01-71 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,650 sqft Living Area |
| Basement Area | 2,313 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 18,208 sqft (0.418 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 72381 |
|---|---|
| Street Address | 3002 ALBRECHT DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .418AC |
| Legal Subdivision | HILLCREST |
| Legal Block | SEC 1 |
| Legal Lot Number | 71 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30801 |
3002 Albrecht Dr is owned and occupied by two individuals who bought it in October 2026.
Source: Oldham County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3002 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 9, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Feb 20, 2024 | Intrafamily Transfer, Transfer |
| Dec 15, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2026 · Amount on File |
| Deed Sale | Oct 9, 2026 · Amount on File |
| Prior Sale | May 9, 2007 · Amount on File |
| Deed Document Number | 2026959643 |
| Deed Book / Page | 1455 / 454 |
| Prior Transfer Date | Feb 19, 2024 |
| Prior Transfer Doc | 0D1376/234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Oct 9, 2026 |
| Property Address | 3002 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Document Number | 0000959643 |
| Book / Page | 1455 / 454 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 2026959643 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | MINNESOTA TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $77,386.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 3002 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Document Number | 0000959646, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 2026959646 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Feb 20, 2024 |
| Property Address | 3002 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Document Number | 0D1376/234 |
| Book / Page | D1376 / 234 |
| Map Reference | MB 5 PG 80 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 755203 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3002 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3002 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3002 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Document Number | 0M2645/596 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | M2645/596 |
| Instrument | 750522 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 7, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 6 Months |
| Index | FHLBNY's 5-Year Index |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3002 ALBRECHT DR, PROSPECT, KY 40059-8105 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2516/58 |
|---|---|
| Date | May 14, 2021 |
| Book Page | M2516/58 |
| Instrument | 636527 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 233 Months |
| Due | Oct 1, 2040 |
The 2025 property tax bill for 3002 Albrecht Dr was $7,063.
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,063.00 | $570,000 Land $90,000 Building $480,000 | $570,000 Land $90,000 Building $480,000 |
| 2023 | $6,350.00 | $510,000 Land $90,000 Building $420,000 | $510,000 Land $90,000 Building $420,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3002 Albrecht Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3002 Albrecht Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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