3011 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 3011 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,405 sqft · built 1975
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$243,600 (May 2025)
Tax Bill	$621 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-01-11-0-000-025.001`

Property Details

APN / Parcel Number

Primary APN	`11-01-11-0-000-025.001`
Alternative APNs	`200286` `202158`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	1,405 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	202158
Street Address	3011 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF SE1/4 OF SE1/4 OF SEC 11, T6S, R3W TH N 350.2 9'S, TH E 302.5' TO TPOB TH N 204.26' TO SO R/W OF A CO RD, TH
Legal Range	3W
Legal Township	6S
Legal Section	11
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1026
Census Tract	5405

Owner

Source: Morgan County records · APN 11-01-11-0-000-025.001

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3011 E UPPER RIVER RD, SOMERVILLE, AL 35670-3044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
May 12, 2025	Warranty Deed, Transfer · FHA Mortgage LOAN SIMPLE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Deed Book / Page	2025 / 3934
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3011 E UPPER RIVER RD, SOMERVILLE, AL 35670-3044
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/60950
Date	Dec 30, 2020
Book Page	2020/60950

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 01, 2035

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Recording Date	May 29, 2026
Property Address	3011 E UPPER RIVER RD, SOMERVILLE, AL 35670-3044
Document Number	2026023111
Book / Page	2026 / 23111
Instrument Date	May 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3011 E UPPER RIVER RD, SOMERVILLE, AL 35670-3044
Investor	Possibly a Property Investor

Mortgage

Document Number	2026023111,
Date	May 29, 2026
Book Page	2026/23111

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.23%
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 12, 2025
Property Address	3011 E UPPER RIVER RD, SOMERVILLE, AL 35670-3044
Document Number	02025/3934
Book / Page	2025 / 3934
Instrument Date	May 09, 2025
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25, SOMERVILLE, AL 35670-0025

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3011 E UPPER RIVER RD, SOMERVILLE, AL 35670-3044

Mortgage

Document Number	0202516859
Date	May 12, 2025
Instrument	2025/16859

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$621.00	$18,020 (-) Land $1,250 Building $16,770	$180,200 (-) Land $12,500 Building $167,700
2024			$180,200 (-) Land $12,500 Building $167,700
2023	$621.00 (+5.61%) Homeowner's exemption	$18,020 (+5.01%) Land $1,250 Building $16,770	$180,200 (+5.01%) Land $12,500 Building $167,700
2022	$588.00 Homeowner's exemption	$17,160 Land $1,140 Building $16,020	$171,600 Land $11,400 Building $160,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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