2845 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 2845 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,266 sqft · built 1986
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Apr 2026)
Tax Bill	$785 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2006 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`11-01-11-0-000-022.003`

Property Details

APN / Parcel Number

Primary APN	`11-01-11-0-000-022.003`
Alternative APNs	`123383` `22559`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,266 sqft Living Area
1st Floor Area	1,482 sqft
Basement Area	296 sqft
Unfinished Basement	296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	123383
Street Address	2845 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF SW1/4 SEC 11, T6S, R3W, TH E 2139.89' TO TPOB, TH CONT E 524.31', TH N 281.97', TH W 420.65', TH SW 299.67',
Legal Range	3W
Legal Township	6S
Legal Section	11
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1026
Census Tract	5405

Owner

Source: Morgan County records · APN 11-01-11-0-000-022.003

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2845 E UPPER RIVER RD, SOMERVILLE, AL 35670-3034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 17, 2006	Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA MORTGAGE CORP
Apr 30, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 19, 2016	Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 09, 2020	Special Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU
Feb 20, 2020	Foreclosure
Feb 25, 2008	Correction Deed

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Jul 09, 2020 · Amount on Record
Deed Book / Page	2026 / 3783
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	2845 E UPPER RIVER RD, SOMERVILLE, AL 35670-3034
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/47936
Date	Aug 30, 2021
Book Page	2021/47936

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	EAST LANSING, MI 48826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	2845 E UPPER RIVER RD, SOMERVILLE, AL 35670-3034
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006/17739
Date	Apr 17, 2006
Book Page	2006/17739

Lender

Name	WACHOVIA MORTGAGE CORP
Type	Mortgage Company
Address	RALEIGH, NC 27607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2036

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	2845 E UPPER RIVER RD, SOMERVILLE, AL 35670-3034
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013/16956
Date	Apr 30, 2013
Book Page	2013/16956

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2043

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	2845 E UPPER RIVER RD, SOMERVILLE, AL 35670-3034
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016/30091
Date	Sep 19, 2016
Book Page	2016/30091

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2046

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 24, 2026
Property Address	2845 E UPPER RIVER RD, SOMERVILLE, AL 35670-3034
Document Number	DEED2026/3783
Book / Page	2026 / 3783
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$23,735.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 E UPPER RIVER RD, SOMERVILLE, AL 35670-3034

Mortgage

Document Number	2026016998,
Date	Apr 24, 2026
Book Page	2026/16998

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jul 09, 2020
Property Address	2845 E UPPER RIVER RD, SOMERVILLE, AL 35670-3034
Document Number	02020/5746
Book / Page	2020 / 5746
Instrument Date	Jul 01, 2020
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 E UPPER RIVER RD, SOMERVILLE, AL 35670-3034

Mortgage

Document Number	2020/29176
Date	Jul 09, 2020
Book Page	2020/29176

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

February 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	MORGAN AL
Recording Date	Feb 20, 2020
Property Address	2845 E UPPER RIVER RD, SOMERVILLE, AL 35670-3034
Document Number	02020/1531
Book / Page	2020 / 1531
Instrument Date	Jan 16, 2020
Transaction Type	Foreclosure
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

February 2008: Correction Deed

Document Type	Correction Deed
Jurisdiction	MORGAN AL
Recording Date	Feb 25, 2008
Property Address	2845 E UPPER RIVER RD, SOMERVILLE, AL 35670-3034
Document Number	2008/01227
Book / Page	2008 / 01227
Instrument Date	Feb 22, 2008
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2845 E UPPER RIVER RD, SOMERVILLE, AL 35670-3034

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$785.00 Homeowner's exemption	$26,310 (-) Land $4,170 Building $22,140	$263,100 (-) Land $41,700 Building $221,400
2024		$26,310 (-) Land $4,170 Building $22,140	$263,100 (-) Land $41,700 Building $221,400
2023	$785.00 (+5.65%) Homeowner's exemption	$26,310 (+5.49%) Land $4,170 Building $22,140	$263,100 (+5.49%) Land $41,700 Building $221,400
2022	$743.00 Homeowner's exemption	$24,940 Land $3,790 Building $21,150	$249,400 Land $37,900 Building $211,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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