Frederick County property record for 3010 Thurston Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 2,735 sqft · built 2022 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Sep 2021) |
| Tax Bill | $7,388 (2023) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-603197 |
| Primary APN | 07-603197 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,735 sqft Total Area |
| Basement Area | 575 sqft |
| Finished Basement | 575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Built-in |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 603197 |
|---|---|
| Street Address | 3010 THURSTON RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-8141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 1.04 ACRE THURSTON ROAD |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 752201 |
Source: Frederick County assessment roll, as of July 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3010 THURSTON RD, FREDERICK, MD 21704-8141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC |
| Sep 7, 2021 | Deed, Transfer · Line of Credit THE BANK OF ROMNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on Record |
| Deed Sale | Sep 7, 2021 · Amount on Record |
| Deed Document Number | 0001526232 |
| Deed Book / Page | 15262 / 32 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3010 THURSTON RD, FREDERICK, MD 21704-8141 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3010 THURSTON RD, FREDERICK, MD 21704-8141 |
| Document Number | 0160810190 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 16081/190 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Aug 1, 2037 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 7, 2021 |
| Property Address | 3010 THURSTON RD, FREDERICK, MD 21704-8141 |
| Document Number | 0152620032 |
| Book / Page | 15262 / 32 |
| Map Reference | MB 105 PL 178 |
| Instrument Date | Aug 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1809 SPRUCE PEAK WAY, FREDERICK, MD 21702-5904 |
| Document Number | 0001526237 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 15262/37 |
| Name | THE BANK OF ROMNEY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,388.00 Homeowner's exemption | $630,733 | $674,400 Land $170,400 Building $504,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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