2938 Thurston Rd, Frederick, MD 21704 Property Records

Frederick County property record for 2938 Thurston Rd, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,236 sqft · built 1976
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$603,000 (Nov 2024)
Tax Bill$5,535 (2024)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN07-195907

Property Details

APN / Parcel Number

Primary APN07-195907
Alternative APNs
  • 7195907
  • 195907

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,236 sqft Living Area
Gross Area2,764 sqft
1st Floor Area2,236 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces5 Parking Spaces
PorchOpen Porch
Porch Area246 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number195907
Street Address2938 THURSTON RD
CityFREDERICK
StateMD
Zip21704-8143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 2 SECT 1 1. AC W/S THURSTON RD S/RT 80
Legal SubdivisionRODERICK SEC 01
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1032
Census Tract752201

Owner

Source: Frederick County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2938 THURSTON RD, FREDERICK, MD 21704-8143
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2024 · Amount on Record
Deed SaleNov 14, 2024 · Amount on Record
Prior SaleJun 2, 2006
Deed Book / Page17113 / 415
Prior Transfer DateFeb 25, 2016
Prior Transfer Doc0110170087
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2938 THURSTON RD, FREDERICK, MD 21704-8143
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2938 THURSTON RD, FREDERICK, MD 21704-8143

Mortgage

Document Number0175740408
DateOct 27, 2025
Book Page17574/408
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$492,567 (+16.93%)$587,900 (+32.14%) Land $250,000 Building $337,900
2024$5,535.00 (+8.85%)
2023$5,085.00$421,267$444,900 Land $170,000 Building $274,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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