Calvert County property record for 3010 Duncross Ln, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,636 sqft · built 2009 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $579,088 (Dec 2009) |
| Tax Bill | $6,292 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Sep 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-128423 |
| Primary APN | 03-128423 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,636 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 128423 |
|---|---|
| Street Address | 3010 DUNCROSS LN |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 31 PLAT 5 DUNLEIGH |
| Legal Subdivision | DUNLEIGH |
| Legal Lot Number | 31 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 860103 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3010 DUNCROSS LN, DUNKIRK, MD 20754-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Sep 7, 2021 | Intrafamily Transfer, Transfer |
| Feb 7, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2009 · Amount on Record |
| Deed Sale | Dec 10, 2009 · Amount on Record |
| Prior Sale | Jul 21, 2006 · Amount on Record |
| Deed Document Number | 2009100878 |
| Deed Book / Page | 3420 / 407 |
| Last Transfer Date | Aug 31, 2021 |
| Transfer Doc | 0060710390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3010 DUNCROSS LN, DUNKIRK, MD 20754-2942 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3010 DUNCROSS LN, DUNKIRK, MD 20754-2942 |
| Document Number | 0065050189 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 6505/189 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 7, 2021 |
| Property Address | 3010 DUNCROSS LN, DUNKIRK, MD 20754-2942 |
| Document Number | 0060710390 |
| Book / Page | 6071 / 390 |
| Instrument Date | Aug 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3010 DUNCROSS LN, DUNKIRK, MD 20754-2942 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3010 DUNCROSS LN, DUNKIRK, MD 20754-2942 |
| Document Number | 0051480322 |
| Instrument Date | Feb 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3010 DUNCROSS LN DUNKIRK MD 207542942, DUNKIRK, MD 20754-2942 |
| Document Number | 0051480322 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 005148/000322 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2048 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,067 (+1.86%) | $594,000 (+5.58%) Land $235,000 Building $359,000 | |
| 2025 | $6,292.00 (+17.23%) Homeowner's exemption | $562,600 (+8.9%) Land $235,000 Building $327,600 | $562,600 (-) Land $235,000 Building $327,600 |
| 2023 | $5,367.00 Homeowner's exemption | $516,600 | $562,600 Land $235,000 Building $327,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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