3005 Duncross Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 3005 Duncross Ln, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,525 sqft · built 2009
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$704,886 (May 2009)
Tax Bill	$6,173 (2023)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-128458`

Property Details

APN / Parcel Number

Primary APN	`03-128458`
Alternative APNs	`3128458` `128458`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,525 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Mixed
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Deck Area	356 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	128458
Old Parcel Number	3128458
Street Address	3005 DUNCROSS LN
City	DUNKIRK
State	MD
Zip	20754-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 33 PLAT 6 DUNLEIGH
Legal Subdivision	DUNLEIGH
Legal Lot Number	33
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3005 DUNCROSS LN, DUNKIRK, MD 20754-2943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 18, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2009 · Amount on Record
Deed Sale	May 12, 2009 · Amount on Record
Prior Sale	Jul 21, 2006 · Amount on Record
Deed Document Number	92045
Deed Book / Page	KPS03297 / 0144
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3005 DUNCROSS LN, DUNKIRK, MD 20754-2943
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 DUNCROSS LN, DUNKIRK, MD 20754-2943

Mortgage

Document Number	0064490216
Date	Jun 23, 2023
Book Page	6449/216

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3005 DUNCROSS LN, DUNKIRK, MD 20754-2943
Document Number	0054770085
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 DUNCROSS LN DUNKIRK MD 207542943, DUNKIRK, MD 20754-2943

Mortgage

Document Number	0054770085
Date	Nov 18, 2019
Book Page	005477/000085

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,173.00 Homeowner's exemption	$594,167	$658,900 Land $235,000 Building $423,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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