301 Willow Dr SW, Saint Michael, MN 55376 Property Records

Wright County property record for 301 Willow Dr SW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,720 sqft · built 1979
Lot Size	0.294 acres (12,814 sqft)
Owner	2 Individual Names on File
Last Sale	$289,300 (Oct 2014)
Tax Bill	$7,204 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-027-001010`

Property Details

APN / Parcel Number

Primary APN	`114-027-001010`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,720 sqft Living Area
1st Floor Area	2,644 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,814 sqft (0.294 acres)
Garage Type	Attached
Garage Area	1,544 sqft
Parking Spaces	6 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	301 WILLOW DR SW
City	SAINT MICHAEL
State	MN
Zip	55376-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 KILIANS 4TH ADDN LOT-001 BLOCK-001 1
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	KILIANS 4TH ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1010
Census Tract	100803

Owner

301 Willow Dr SW is owned and occupied by two individuals who bought it in October 2014.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 WILLOW DR SW, SAINT MICHAEL, MN 55376-9772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2017	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Aug 22, 2017	Grant Deed, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2014 · Amount on File
Deed Sale	Oct 7, 2014 · Amount on File
Prior Sale	Oct 7, 2014 · Amount on File
Deed Document Number	20141272911
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	301 WILLOW DR SW, SAINT MICHAEL, MN 55376-9772
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 WILLOW DR SW, SAINT MICHAEL, MN 55376-9772

Mortgage

Document Number	00A1542096
Date	Nov 8, 2023
Instrument	A1542096

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2063

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	301 WILLOW DR SW, SAINT MICHAEL, MN 55376-9772
Document Number	0001351396
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	301 WILLOW DR SW ST MICHAEL MN 553769772, ST MICHAEL, MN 55376-9772

Mortgage

Document Number	0001351396
Date	Aug 22, 2017
Instrument	1351396

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Fixed Rate

August 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 22, 2017
Property Address	301 WILLOW DR SW, SAINT MICHAEL, MN 55376-9772
Instrument Date	Jul 17, 2017
Instrument	1351397
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	301 WILLOW DR SW ST MICHAEL MN 553769772, ST MICHAEL, MN 55376-9772

Mortgage

Document Number	0001351397
Date	Aug 22, 2017
Instrument	1351397

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 301 Willow Dr SW was $7,204.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,204.00	$521,600 (-3.08%) Land $102,000 Building $419,600	$521,600 (-3.08%) Land $102,000 Building $419,600
2025		$538,200 Land $107,000 Building $431,200	$538,200 Land $107,000 Building $431,200
2023	$5,712.00 (+8.84%)	$572,900 Land $98,300 Building $474,600	$572,900 Land $98,300 Building $474,600
2022	$5,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Willow Dr SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Willow Dr SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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