218 Willow Dr SW, Saint Michael, MN 55376 Property Records

Wright County property record for 218 Willow Dr SW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,032 sqft · built 1977
Lot Size	0.011 acres (479 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Feb 2019)
Tax Bill	$3,330 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-025-001010`

Property Details

APN / Parcel Number

Primary APN	`114-025-001010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	479 sqft (0.011 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	Deck Area
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	218 WILLOW DR SW
City	SAINT MICHAEL
State	MN
Zip	55376-9491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 KILIANS 3RD ADDN LOT-001 BLOCK-001 LOT 1 BLK 1 EX TH PRT WH LIES E OF LN DES BEG AT PT ON S LN OF L
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	KILIANS 3RD ADDN
Legal Block	1,1
Legal Lot Number	1-2
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1004
Census Tract	100803

Owner

218 Willow Dr SW is owned and occupied by an individual who bought it in February 2019.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	218 WILLOW DR SW, SAINT MICHAEL, MN 55376-9491
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Feb 11, 2019	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2019 · Amount on File
Deed Sale	Feb 11, 2019 · Amount on File
Prior Sale	Apr 14, 2015 · Amount on File
Deed Document Number	20191389525
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	218 WILLOW DR SW, SAINT MICHAEL, MN 55376-9491
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001458914
Date	Feb 16, 2021
Instrument	1458914

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 11, 2019
Property Address	218 WILLOW DR SW, SAINT MICHAEL, MN 55376-9491
Document Number	0001389525
Instrument Date	Feb 8, 2019
Instrument	1389525
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 WILLOW DR SW, SAINT MICHAEL, MN 55376-9491

Mortgage

Document Number	0001389526
Date	Feb 11, 2019
Instrument	1389526

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 218 Willow Dr SW was $3,330.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,330.00	$303,400 (+1.61%) Land $102,500 Building $200,900	$303,400 (+1.61%) Land $102,500 Building $200,900
2025		$298,600 Land $107,500 Building $191,100	$298,600 Land $107,500 Building $191,100
2023	$3,064.00 (+17.67%)	$284,000 Land $98,800 Building $185,200	$284,000 Land $98,800 Building $185,200
2022	$2,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Willow Dr SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Willow Dr SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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