301 Williams St, Troy, OH 45373 Property Records

Miami County property record for 301 Williams St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,251 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$88,000 (Jan 2016)
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`D08-017730`

Property Details

APN / Parcel Number

Primary APN	`D08-017730`
Alternative APNs	`050627.3-04-001-00` `D08SE024 00800`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	1,636 sqft
Upper Floors Area	433 sqft
Basement Area	542 sqft
Unfinished Basement	542 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	139 ft deep x 48 ft wide
Porch	Slab
Porch Area	549 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	301 WILLIAMS ST
City	TROY
State	OH
Zip	45373-3765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1533 48
Legal Lot Number	1533
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3018
Census Tract	365200

Owner

301 Williams St is owned and occupied by two individuals who acquired it in April 2021.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 WILLIAMS ST, TROY, OH 45373-3765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Apr 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2016 · Amount on File
Deed Sale	Jan 22, 2016 · Amount on File
Prior Sale	Jul 15, 2014 · Amount on File
Deed Document Number	2016OR-00754
Last Transfer Date	Apr 15, 2021
Transfer Doc	0000007152
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 27, 2021
Property Address	301 WILLIAMS ST, TROY, OH 45373-3765
Document Number	0000007284
Instrument Date	Apr 16, 2021
Instrument	2021OR-07284
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	301 WILLIAMS ST, TROY, OH 45373-3765

Mortgage

Document Number	0000007285
Date	Apr 27, 2021
Instrument	2021OR-07285

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Apr 26, 2021
Property Address	301 WILLIAMS ST, TROY, OH 45373-3765
Document Number	0000007152
Instrument Date	Apr 15, 2021
Instrument	2021OR-07152
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 WILLIAMS ST, TROY, OH 45373-3765

Tax Assessment & Valuation

The 2025 property tax bill for 301 Williams St was $2,579 with a homeowner's exemption, up 10.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 (+10.26%) Homeowner's exemption	$48,340 (+33.83%) Land $7,980 Building $40,360	$138,100 Land $22,800 Building $115,300
2024	$2,339.00 (+2.9%) Homeowner's exemption	$36,120 (-) Land $8,330 Building $27,790
2023	$2,273.00 (+9.54%) Homeowner's exemption	$36,120 (-) Land $8,330 Building $27,790	$103,200 (-) Land $23,800 Building $79,400
2022	$2,075.00 Homeowner's exemption	$36,120 Land $8,330 Building $27,790	$103,200 Land $23,800 Building $79,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 Williams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 301 Williams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI CO-CAMP TROY PWS private · serves 3,813 people · EPA ID OH5502503
Water Source	Purchased groundwater from TROY CITY PWS
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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