220 Williams St, Troy, OH 45373 Property Records

Miami County property record for 220 Williams St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,133 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2025)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Sep 2025 Sale Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-023160`

Property Details

APN / Parcel Number

Primary APN	`D08-023160`
Alternative APNs	`050627.2-29-008-00` `D08SE020 00700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,133 sqft Living Area
1st Floor Area	1,640 sqft
Upper Floors Area	313 sqft
Basement Area	196 sqft
Unfinished Basement	196 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	108 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	220 WILLIAMS ST
City	TROY
State	OH
Zip	45373-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2290 40
Legal Subdivision	TROY
Legal Lot Number	2290
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3012
Census Tract	365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 WILLIAMS ST, TROY, OH 45373-3764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Warranty Deed, Transfer
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	202510546
Prior Transfer Date	Jun 19, 2014
Prior Transfer Doc	0000006834
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 15, 2025
Property Address	220 WILLIAMS ST, TROY, OH 45373-3764
Document Number	0000010546
Instrument Date	Sep 12, 2025
Instrument	2025OR-10546
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WILLIAMS ST, TROY, OH 45373-3764

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 19, 2022
Property Address	220 WILLIAMS ST, TROY, OH 45373-3764
Document Number	0000010957
Instrument Date	Jul 18, 2022
Instrument	2022OR-10957
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WILLIAMS ST, TROY, OH 45373-3764

Mortgage

Document Number	0000010958
Date	Jul 19, 2022
Instrument	2022OR-10958

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 25, 2019
Property Address	220 WILLIAMS ST, TROY, OH 45373-3764
Document Number	0000008151
Instrument Date	Jul 22, 2019
Instrument	8151
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$81.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	484 REICHARD DR VANDALIA OH 453772522, VANDALIA, OH 45377-2522

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00 (+32.97%) Homeowner's exemption	$33,360 (+70.46%) Land $6,370 Building $26,990	$95,300 (+70.48%) Land $18,200 Building $77,100
2024	$1,116.00 (+3.43%) Homeowner's exemption	$19,570 (-) Land $6,650 Building $12,920
2023	$1,079.00 (+2.08%)	$19,570 (-) Land $6,650 Building $12,920	$55,900 (-) Land $19,000 Building $36,900
2022	$1,057.00	$19,570 Land $6,650 Building $12,920	$55,900 Land $19,000 Building $36,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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