Effingham County property record for 301 W Eiche Ave, Effingham, IL 62401 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 1,380 sqft · built 1960 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,500 (Feb 2019) |
| Tax Bill | $754 (2022) |
| Deeds & Mortgages | Mar 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-056-049 |
| Primary APN | 03-16-056-049 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,380 sqft Base Area |
| Year Built | Built 1960 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 301 W EICHE AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 LOT 14 SPRING GARDEN SUB 3447/307 1689/279 896/278 |
| Legal Subdivision | SPRING GARDEN SUBDIVISION |
| Legal Lot Number | 14 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-16-056-049
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 301 W EICHE AVE, EFFINGHAM, IL 62401-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Feb 12, 2019 | Warranty Deed, Transfer · ARM DIETERICH BANK NA |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit CLAY COUNTY STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 2019 · Amount on Record |
| Deed Sale | Feb 12, 2019 · Amount on Record |
| Deed Document Number | 201901900551 |
| Deed Book / Page | 3447 / 307 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 301 W EICHE AVE, EFFINGHAM, IL 62401-2726 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3538/211 |
|---|---|
| Date | Mar 02, 2020 |
| Book Page | 3538/211 |
| Instrument | 202020000929 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Feb 12, 2019 |
| Property Address | 301 W EICHE AVE, EFFINGHAM, IL 62401-2726 |
| Document Number | 3447/307 |
| Book / Page | 3447 / 307 |
| Map Reference | MB 1 PG 1 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 201901900551 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 W EICHE AVE, EFFINGHAM, IL 62401-2726 |
| Document Number | 201901900552 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | 201901900552 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.18% |
| Type Change Date | Mar 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.18% |
| Index | 1-Year CMT |
| Max Rate | 9.18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 301 W EICHE AVE, EFFINGHAM, IL 62401-2726 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2019 |
| Title Company | BURNET TITLE |
| Name | Verified Name |
|---|
| Document Number | 3437/240 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 3437/240 |
| Instrument | 201801805385 |
| Name | CLAY COUNTY STATE BANK |
|---|---|
| Address | LOUISVILLE, IL 62858 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 06, 2019 |
| Rate | 5.75% |
|---|
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $754.00 Homeowner's exemption Disabled Person's exemption | $35,030 Land $7,630 Building $27,400 | $105,090 Land $22,890 Building $82,200 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wabash Telephone Cooperative | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Consolidated Communications | DSL | 250 / 40 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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