208 W Eiche Ave, Effingham, IL 62401 Property Records

Effingham County property record for 208 W Eiche Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 864 sqft · built 1939
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (May 2022)
Tax Bill	$1,772 (2024)
Deeds & Mortgages	Nov 2023 Transfer May 2022 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-057-032`

Property Details

APN / Parcel Number

Primary APN	`03-16-057-032`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Base Area
1st Floor Area	864 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	208 W EICHE AVE
City	EFFINGHAM
State	IL
Zip	62401-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK 2 BURKE'S SUB 23003772 3784/45 3736/150 3725/129 2417/235 350/200
Legal Subdivision	BURKE'S SUBDIVISION
Legal Block	2
Legal Lot Number	17
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2063
Census Tract	950800

Owner

Source: Effingham County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	208 W EICHE AVE, EFFINGHAM, IL 62401-2724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 16, 2022	Warranty Deed, Construction Loan · Construction Mortgage CROSSROADS BANK
Nov 2, 2021	Executor's Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 17, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	20222055
Deed Book / Page	3784 / 45
Last Transfer Date	Nov 15, 2023
Transfer Doc	0000003772
Record Updated	Sep 20, 2026

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 15, 2023
Property Address	208 W EICHE AVE, EFFINGHAM, IL 62401-2724
Document Number	202323003772
Map Reference	VOL 1 PG 35-37
Instrument Date	Nov 15, 2023
Instrument	202323003772
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W EICHE AVE, EFFINGHAM, IL 62401-2724

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 16, 2022
Property Address	208 W EICHE AVE, EFFINGHAM, IL 62401-2724
Document Number	0003784/45
Book / Page	3784 / 45
Map Reference	VOL 1 PG 35-37
Instrument Date	May 13, 2022
Instrument	202222002055
Transaction Type	Construction Loan
Record Updated	Jun 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 W EICHE AVE, EFFINGHAM, IL 62401-2724

Mortgage

Document Number	202222002056
Date	May 16, 2022
Instrument	202222002056

Lender

Name	CROSSROADS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 13, 2029

November 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 2, 2021
Property Address	208 W EICHE AVE, EFFINGHAM, IL 62401-2724
Document Number	003736/150
Book / Page	3736 / 150
Instrument Date	Oct 29, 2021
Instrument	202121005420
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9246 N COURT 10, EFFINGHAM, IL 62401-7635

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 17, 2021
Property Address	208 W EICHE AVE, EFFINGHAM, IL 62401-2724
Document Number	3725/129
Book / Page	3725 / 129
Map Reference	VOL 1 PG 35-37
Instrument Date	Aug 27, 2021
Instrument	202121004712
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5213 COCKRELL LN, 5213, SPRINGFIELD, IL 62711-7879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5213 COCKRELL LANE, SANTA ANA, CA 92711
Mail Care Of	ELLA ANN STARKEY

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,772.00	$32,230 (+19.9%) Land $9,930 Building $22,300	$96,690 (+19.9%) Land $29,790 Building $66,900
2022		$26,880 Land $8,280 Building $18,600	$80,640 Land $24,840 Building $55,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Consolidated Communications DSL	250 / 40
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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