301 Smith Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 301 Smith Rd, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1955
Square Footage1,320 sqft Living Area
Lot Size24,829 sqft (0.569 acres)
OccupancyOwner Occupied
Last Sale$60,000 (2022)
Tax Bill$659.00 (2025)

Property Details

APN / Parcel Number

Primary APN0789-07-69-6456
Alternative APNs
  • 1086982000
  • 001086982
  • 555784191

Interior

Total Rooms6 Rooms
Building Area1,320 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1955
Construction TypeWood Construction
Foundation TypeRaised Foundation
Lot Area24,829 sqft (0.569 acres)

Utilities and HVAC

Heating SystemSpace Heating

Location & Zoning

Account Number555784191
Street Address301 SMITH RD
CitySPRUCE PINE
StateNC
Zip28777-8816
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOFF 1153
JurisdictionMITCHELL NC
Minor Civil DivisionGRASSY CREEK
Census Blockgroup2
Census Block2019
Census Tract950400

Owner

Source: Mitchell County records · APN 0789-07-69-6456

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address301 SMITH RD, SPRUCE PINE, NC 28777-8816
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Deed Doc Number2022001610
Deed Book / Page644 / 154
Record RefreshedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateMay 11, 2022
Property Address301 SMITH RD, SPRUCE PINE, NC 28777-8816
Document Number000644/154
Book / Page644 / 154
Instrument DateMay 03, 2022
Instrument2022001610
Transaction TypeTransfer
Record UpdatedMay 23, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 SMITH RD, SPRUCE PINE, NC 28777-8816

Mortgage

Document Number2022001611
DateMay 11, 2022
Instrument2022001611
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$659.00 (-2.23%)$110,800 (-) Land $20,400 Building $90,400
2023$674.00$110,800 Land $20,400 Building $90,400

Flood & Wildfire

301 Smith Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 46th in North Carolina
Wildfire LikelihoodLow — about 1 in 2,439 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Smith Rd

Nearby Streets

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