Mitchell County property record for 107 Smith Rd, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1958 |
| Square Footage | 2,120 sqft Living Area |
| Lot Size | 49,658 sqft (1.14 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,155.00 (2025) |
| Primary APN | 0880-00-70-2231 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,120 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1958 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 49,658 sqft (1.14 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 555550800 |
|---|---|
| Street Address | 107 SMITH RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-3137 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OFF HARRIS HIGH RD 1153 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0880-00-70-2231
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 SMITH RD, SPRUCE PINE, NC 28777-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000403223 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 107 SMITH RD, SPRUCE PINE, NC 28777-3137 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 631/83 |
|---|---|
| Date | Aug 05, 2021 |
| Book Page | 631/83 |
| Instrument | 2021001688 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,155.00 | $205,800 (-) Land $28,900 Building $176,900 |
| 2023 | $1,155.00 | $205,800 Land $28,900 Building $176,900 |
107 Smith Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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