301 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 301 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,336 sqft · built 1833
Lot Size	0.2 acres (8,750 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Aug 2005)
Tax Bill	$4,321 (2025)
Deeds & Mortgages	Oct 2016 Mortgage Aug 2005 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023495-7`

Property Details

APN / Parcel Number

Primary APN	`023495-7`
Alternative APN	`K48-25-00-02-18-027-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,336 sqft Living Area
1st Floor Area	1,752 sqft
Upper Floors Area	1,584 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Family Room	Family Room

Exterior

Year Built	Built 1833
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	8,750 sqft (0.2 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	650 sqft
Deck Area	90 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	023495-7
Street Address	301 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ ORIGINAL PLATW 1/2 LOT 102
Legal Lot Number	102
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2001
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scioto Street Historic District listed 1984 · 70 contributing resources · NRIS 84002908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

301 Scioto St is owned and occupied by an individual who acquired it in May 2011.

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	301 SCIOTO ST, URBANA, OH 43078-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Aug 9, 2005	Warranty Deed, Transfer CHAMPAIGN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2005 · Amount on File
Deed Sale	Aug 9, 2005 · Amount on File
Prior Sale	Mar 1, 2001 · Amount on File
Deed Document Number	20055312
Deed Book / Page	443 / 3191
Last Transfer Date	May 13, 2011
Transfer Doc	499/1008
Record Updated	Sep 20, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	301 SCIOTO ST, URBANA, OH 43078-2129
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00544/2580
Date	Oct 14, 2016
Book Page	544/2580
Instrument	201600004452

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2046

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Aug 9, 2005
Property Address	301 SCIOTO ST, URBANA, OH 43078-2129
Document Number	00443/3191
Book / Page	443 / 3191
Instrument Date	Aug 6, 2005
Instrument	200500005312
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 SCIOTO ST, URBANA, OH 43078-2129

Mortgage

Document Number	200500005313
Date	Aug 9, 2005
Instrument	200500005313

Lender

Name	CHAMPAIGN NATIONAL BANK

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	00443/3198
Date	Aug 9, 2005
Book Page	443/3198
Instrument	200500005314

Lender

Name	CHAMPAIGN NATIONAL BANK
Address	601 SCIOTO ST, URBANA, OH 43078

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 301 Scioto St was $4,321 with a homeowner's exemption, down 0.9% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,321.00 (-0.87%)	$117,700 (+36.78%) Land $9,220 Building $108,480	$336,260 Land $26,330 Building $309,930
2024	$4,359.00 (+10.24%) Homeowner's exemption	$86,050 (-) Land $6,120 Building $79,930
2023	$3,954.00 (-0.45%) Homeowner's exemption	$86,050 (-) Land $6,120 Building $79,930	$245,850 (-) Land $17,490 Building $228,360
2022	$3,972.00 Homeowner's exemption	$86,050 Land $6,120 Building $79,930	$245,850 Land $17,490 Building $228,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 Scioto St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 301 Scioto St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: CT Communications Network, Verizon.

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