239 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 239 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,019 sqft · built 1900
Lot Size	0.108 acres (4,708 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Dec 2025)
Tax Bill	$2,360 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Dec 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023493-1`

Property Details

APN / Parcel Number

Primary APN	`023493-1`
Alternative APN	`K48-25-00-02-18-025-00`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	1,019 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	4,708 sqft (0.108 acres)
Lot Dimensions	107 ft deep x 44 ft wide
Porch	Slab
Porch Area	461 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	023493-1
Street Address	239 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2127
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	RTS 00-00-00 __ ORIGINAL PLATNE PT LOT 101
Legal Subdivision	URBANA
Legal Lot Number	101
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	3
Census Block	3000
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scioto Street Historic District listed 1984 · 70 contributing resources · NRIS 84002908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	239 SCIOTO ST, URBANA, OH 43078-2127
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES SAVINGS BANK
Dec 23, 2025	Warranty Deed, Transfer · Line of Credit PARK NATIONAL BANK
Oct 5, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	May 4, 2004 · Amount on Record
Deed Document Number	20255208
Deed Book / Page	603 / 5276
Prior Transfer Date	Oct 1, 2020
Prior Transfer Doc	573/4316
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	239 SCIOTO ST, URBANA, OH 43078-2127
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 SCIOTO ST, URBANA, OH 43078-2127

Mortgage

Document Number	00595/3215
Date	Jun 3, 2024
Book Page	595/3215
Instrument	202400001997

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	10 MONUMENT SQ, URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2039

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Dec 23, 2025
Property Address	239 SCIOTO ST, URBANA, OH 43078-2127
Document Number	00603/5276
Book / Page	603 / 5276
Instrument Date	Dec 23, 2025
Instrument	202500005208
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 SCIOTO ST, URBANA, OH 43078-2127

Mortgage

Document Number	202500005209
Date	Dec 23, 2025
Instrument	202500005209

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 5, 2046

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	00603/5301
Date	Dec 23, 2025
Book Page	603/5301
Instrument	202500005211

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	40 S LIMESTONE ST, SPRINGFIELD, OH 45502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Sep 23, 2026

Interest

Rate Type	Adjustable Rate

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Oct 5, 2020
Property Address	239 SCIOTO ST, URBANA, OH 43078-2127
Document Number	573/4316
Book / Page	573 / 4316
Instrument Date	Oct 1, 2020
Instrument	202000004545
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 SCIOTO ST, URBANA, OH 43078-2127

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,360.00 (-0.51%)	$44,930 (+9.16%) Land $6,580 Building $38,350	$128,380 (+9.19%) Land $18,810 Building $109,570
2024	$2,372.00 (-15.16%)	$41,160 (-) Land $8,570 Building $32,590
2023	$2,796.00 (+0.07%)	$41,160 (-) Land $8,570 Building $32,590	$117,580 (-) Land $24,480 Building $93,100
2022	$2,794.00	$41,160 Land $8,570 Building $32,590	$117,580 Land $24,480 Building $93,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jul 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: CT Communications Network, Verizon.

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