219 Saint Paul Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 219 Saint Paul Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,952 sqft · built 1915
Lot Size	0.225 acres (9,838 sqft)
Owner	Individual Name on File
Last Sale	$316,000 (Aug 2021)
Tax Bill	$5,580 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4690-01350`

Property Details

APN / Parcel Number

Primary APN	`010-4690-01350`
Alternative APN	`1114971`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,952 sqft Gross Area
1st Floor Area	1,168 sqft
Basement Area	1,048 sqft
Finished Basement	1,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1968
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	9,838 sqft (0.225 acres)
Garage Area	572 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	196 sqft
Deck Area	320 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1114971
Street Address	219 SAINT PAUL AVE
City	DULUTH
State	MN
Zip	55803-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 AND NLY 1/2 OF LOT 2 SERIAL #
Legal Subdivision	WOODLAND PARK 7TH DIV DULUTH
Legal Block	11
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1011
Census Tract	100

Owner

219 Saint Paul Ave is owned and occupied by an individual who bought it in August 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	219 SAINT PAUL AVE, DULUTH, MN 55803-2039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Deed Document Number	20211045173
Prior Transfer Date	Nov 7, 2007
Prior Transfer Doc	0000845426
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	219 SAINT PAUL AVE, DULUTH, MN 55803-2039
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001066058
Date	Feb 14, 2023
Instrument	1066058

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 12, 2021
Property Address	219 SAINT PAUL AVE, DULUTH, MN 55803-2039
Document Number	0001045173
Instrument Date	Jul 28, 2021
Instrument	1045173
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,042.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	219 SAINT PAUL AVE, DULUTH, MN 55803-2039

Mortgage

Document Number	0001045174
Date	Aug 12, 2021
Instrument	1045174

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 219 Saint Paul Ave was $5,580 with a homeowner's exemption, up 15.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,580.00 (+15.38%) Homeowner's exemption
2025	$4,836.00 (+4.27%) Homeowner's exemption	$441,000 (+20.95%) Land $34,500 Building $406,500	$441,000 (+20.95%) Land $34,500 Building $406,500
2024	$4,638.00 (-1.11%)	$364,600 Land $35,500 Building $329,100	$364,600 Land $35,500 Building $329,100
2023	$4,690.00 Homeowner's exemption
2022		$312,300 (+27.16%) Land $41,200 Building $271,100	$312,300 (+27.16%) Land $41,200 Building $271,100
2021		$245,600 Land $34,200 Building $211,400	$245,600 Land $34,200 Building $211,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 219 Saint Paul Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 Saint Paul Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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