301 S Ocean Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 301 S Ocean Ave, Cayucos, CA 93430

Property Summary

Property Type	Grocery, Supermarket
Details	2 ba · 4,784 sqft · built 1960
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Feb 2019)
Tax Bill	$12,087 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064-131-006`

Property Details

APN / Parcel Number

Primary APN	`064-131-006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,784 sqft Gross Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	301 S OCEAN AVE
City	CAYUCOS
State	CA
Zip	93430-1231
Property Category	Commercial
Property Type	Commercial > Retail > Grocery, Supermarket
Local Zoning Code	CR
Legal Description	MORRO RK VW 3 PTN PK
Legal Subdivision	MORRO ROCK VIEW 03
Legal Block	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1036
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	25936 NE 29TH PL, REDMOND, WA 98053-3032
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Affidavit of Death of Joint Tenant, Transfer · Line of Credit BANNER BANK
Feb 28, 2019	Grant Deed, Transfer · Conventional Mortgage WILLIAM F & MARTHA A RADKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	Nov 12, 2003 · Amount on Record
Deed Document Number	20196865
Last Transfer Date	Sep 16, 2021
Transfer Doc	0000065552
Record Updated	Sep 20, 2026

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 27, 2021
Property Address	301 S OCEAN AVE, CAYUCOS, CA 93430-1231
Document Number	0000065552
Map Reference	MB 3 PG 101
Instrument Date	Sep 16, 2021
Instrument	2021065552
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 14TH ST, CAYUCOS, CA 93430-1310

Mortgage

Document Number	0000065554
Date	Sep 27, 2021
Instrument	2021065554

Lender

Name	BANNER BANK
Type	Bank
Address	REDMOND, WA 98052

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 28, 2019
Property Address	301 S OCEAN AVE, CAYUCOS, CA 93430-1231
Document Number	0000006865
Instrument Date	Jan 28, 2019
Instrument	6865
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25936 NE 29TH PL REDMOND WA 980533032, REDMOND, WA 98053-3032

Mortgage

Document Number	6866
Date	Feb 28, 2019
Instrument	6866

Lender

Name	WILLIAM F & MARTHA A RADKE
Address	46 14TH ST, CAYUCOS, CA 93430-1310

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,147,170 (+0.99%) Land $796,478 Building $350,692
2025	$12,087.00 (+0.21%)	$1,135,906 (+2.17%) Land $780,861 Building $355,045
2023	$12,062.00 (+4.27%)	$1,111,775 Land $750,540 Building $361,235
2022	$11,568.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	33 units insured incl. 12 condo units
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2023
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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