301 S Main St, Laura, OH 45337 Property Records

Miami County property record for 301 S Main St, Laura, OH 45337

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,328 sqft · built 1920
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$112,000 (Apr 2020)
Tax Bill$1,502 (2025)
Deeds & MortgagesJan 2023 Reverse Mortgage
Apr 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APNL36-000940

Property Details

APN / Parcel Number

Primary APNL36-000940
Alternative APNs
  • 070410.1-03-004-00
  • L36LA026 00400

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories1 Story
Building Area2,328 sqft Total Area
1st Floor Area3,040 sqft
Upper Floors Area808 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions165 ft deep x 58 ft wide
Garage TypeDetached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area493 sqft
Canopy140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address301 S MAIN ST
CityLAURA
StateOH
Zip45337-9814
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionIN LOT 77 57.75
Legal SubdivisionOLWINE ADDITION
Legal Lot Number77
JurisdictionMIAMI OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1033
Census Tract340100

Owner

301 S Main St, a duplex, is owned and occupied by an individual who bought it in April 2020.

Source: Miami County records, as of August 4, 2026

Owner of RecordIndividual Name on File
Mailing Address301 S MAIN ST, LAURA, OH 45337-9814
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2023Deed of Trust, Mortgage · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Apr 20, 2021Limited Warranty Deed, Transfer
Apr 23, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY
Jul 15, 2020Warranty Deed, Foreclosure
ATTORNEY ONLY
May 21, 2020Grant Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2020 · Amount on File
Deed SaleApr 23, 2020 · Amount on File
Prior SaleDec 3, 2014 · Amount on File
Deed Document Number20202020OR-05095
Prior Transfer DateApr 10, 2020
Prior Transfer Doc0000005095
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address301 S MAIN ST, LAURA, OH 45337-9814
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 S MAIN ST, LAURA, OH 45337-9814

Mortgage

Document Number0000000596
DateJan 19, 2023
Instrument2023OR-00596
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate7.3%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.3%

April 2021: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionMIAMI OH
Recording DateApr 20, 2021
Property Address301 S MAIN ST, LAURA, OH 45337-9814
Document Number0000006736
Instrument DateApr 1, 2021
Instrument2021OR-06736
Transaction TypeTransfer
Record UpdatedJul 23, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 S MAIN ST, LAURA, OH 45337-9814

April 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionMIAMI OH
Recording DateApr 23, 2020
Property Address301 S MAIN ST, LAURA, OH 45337-9814
Document Number0000005095
Instrument DateApr 10, 2020
Instrument5095
Transaction TypeForeclosure
Record UpdatedJul 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$224.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3560 PENTAGON BLVD BEAVERCREEK OH 454311706, BEAVERCREEK, OH 45431-1706

July 2020: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateJul 15, 2020
Property Address301 S MAIN ST, LAURA, OH 45337-9814
Document Number0000009507
Instrument DateMar 5, 2020
Instrument9507
Transaction TypeForeclosure
Record UpdatedAug 19, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

May 2020: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionMIAMI OH
Recording DateMay 21, 2020
Property Address301 S MAIN ST, LAURA, OH 45337-9814
Document Number0000006501
Instrument DateMar 5, 2020
Instrument6501
Transaction TypeForeclosure
Record UpdatedJul 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

The 2025 property tax bill for 301 S Main St was $1,502 with a homeowner's exemption, up 7.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionUnion Township
MunicipalityLaura Village
Unified School DistrictMilton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,502.00 (+7.75%) Homeowner's exemption$47,360 (+25.39%) Land $5,010 Building $42,350$135,300 Land $14,300 Building $121,000
2024$1,394.00 (+2.2%) Homeowner's exemption$37,770 (-) Land $5,460 Building $32,310
2023$1,364.00 (-3.33%) Homeowner's exemption$37,770 (-) Land $5,460 Building $32,310$107,900 (-) Land $15,600 Building $92,300
2022$1,411.00 Homeowner's exemption$37,770 Land $5,460 Building $32,310$107,900 Land $15,600 Building $92,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAURA VILLAGE PWS
serves 487 people · EPA ID OH5500612
Water SourceGroundwater
Last State InspectionJul 2021
Lead2 ppb (2025)
action level 15 ppb
Copper1.77 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
No certified operator
Jan 2026
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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