Miami County property record for 206 S Main St, Laura, OH 45337
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 1965 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Sep 1983) |
| Tax Bill | $1,094 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | L36-000480 |
| Primary APN | L36-000480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 2,328 sqft |
| Upper Floors Area | 384 sqft |
| Basement Area | 390 sqft |
| Unfinished Basement | 390 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 165 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 296 sqft |
| Patio Area | 296 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 206 S MAIN ST |
|---|---|
| City | LAURA |
| State | OH |
| Zip | 45337-9809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 39 57.75 |
| Legal Subdivision | OLWINS ADDITION |
| Legal Lot Number | 39 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 340100 |
206 S Main St is owned and occupied by an individual who bought it in September 1983.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 S MAIN ST, LAURA, OH 45337-9809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1983 · Amount on File |
| Deed Sale | Sep 1, 1983 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 29, 2026 |
| Property Address | 206 S MAIN ST, LAURA, OH 45337-9809 |
| Document Number | 0000006478 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20266478 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 206 S MAIN ST, LAURA, OH 45337-9809 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006478, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20266478 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 206 S Main St was $1,094 with a homeowner's exemption, down 3% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Municipality | Laura Village |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,094.00 (-3.01%) Homeowner's exemption | $54,920 (+35.5%) Land $5,010 Building $49,910 | $156,900 Land $14,300 Building $142,600 |
| 2024 | $1,128.00 (+0.09%) Homeowner's exemption | $40,530 (-) Land $5,460 Building $35,070 | |
| 2023 | $1,127.00 (-4.49%) Homeowner's exemption | $40,530 (-) Land $5,460 Building $35,070 | $115,800 (-) Land $15,600 Building $100,200 |
| 2022 | $1,180.00 Homeowner's exemption | $40,530 Land $5,460 Building $35,070 | $115,800 Land $15,600 Building $100,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 206 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURA VILLAGE PWS serves 487 people · EPA ID OH5500612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.77 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 No certified operator Jan 2026 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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