301 S Division St, Harvard, IL 60033 Property Records

McHenry County property record for 301 S Division St, Harvard, IL 60033

Property Summary

Property Type	Commercial
Lot Size	0.82 acres (35,719 sqft)
Owner	Company Name on Record
Last Sale	$3,100,000 (Mar 2021)
Tax Bill	$21,129 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-02-201-035`

Property Details

APN / Parcel Number

Primary APN	`06-02-201-035`

Exterior

Lot Area	35,719 sqft (0.82 acres)

Location & Zoning

Street Address	301 S DIVISION ST
City	HARVARD
State	IL
Zip	60033-3229
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2021R0017226 PT LT 6 NE1/4 /EX .20A DEDICATED FOR RD PER CIR CT 96ED2 & EX W 777FT & EX DOCS 2014R0006200 & 1998R0031366/
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	DUNHAM
Census Block Group	1
Census Block	1007
Census Tract	870200

Owner

Source: McHenry County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1624 W 18TH ST, CHICAGO, IL 60608-2836
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Mar 31, 2021	Deed of Trust, Mortgage · Commercial Mortgage PEOPLEFIRST BANK
Mar 31, 2021	Deed of Trust, Mortgage · Commercial Mortgage PEOPLEFIRST BANK
Mar 30, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 24, 2018	Loan Modification, Mortgage TBK BK SSB
May 14, 2018	Trustee's Deed, Foreclosure · Commercial Mortgage TBK BANK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Document Number	202117226
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	301 S DIVISION ST, HARVARD, IL 60033-3229
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005149
Date	Feb 8, 2022
Instrument	2022R0005149

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	CARLSBAD, CA 92008

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	301 S DIVISION ST, HARVARD, IL 60033-3229
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017571
Date	Mar 31, 2021
Instrument	2021R0017571

Lender

Name	PEOPLEFIRST BANK
Type	Bank
Address	JOLIET, IL 60435

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Jan 8, 2026

Interest

Rate	4.5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	301 S DIVISION ST, HARVARD, IL 60033-3229
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017571
Date	Mar 31, 2021
Instrument	2021R0017571

Lender

Name	PEOPLEFIRST BANK
Type	Bank
Address	JOLIET, IL 60435

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Jan 8, 2026

Interest

Rate	4.5%

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 30, 2021
Property Address	301 S DIVISION ST, HARVARD, IL 60033-3229
Document Number	0000017226
Instrument Date	Dec 29, 2020
Instrument	2021R0017226
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,100.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 W 18TH ST, CHICAGO, IL 60608-2835

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	301 S DIVISION ST, HARVARD, IL 60033-3229
Document Number	0000034210
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	836 S ARLINGTON HEIGHTS RD #G ELK GROVE VILLAGE IL 600073667, G, ELK GROVE VILLAGE, IL 60007-3667

Mortgage

Document Number	0000034210
Date	Oct 4, 2018
Instrument	34210

Lender

Name	TBK BK SSB
Address	ELGIN, IL 60124

Agreement

Amount	Amount Recorded

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	May 14, 2018
Property Address	301 S DIVISION ST, HARVARD, IL 60033-3229
Document Number	0000015546
Instrument Date	Apr 12, 2018
Instrument	2018R0015546
Transaction Type	Foreclosure
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 RUFFLEY TOM, ARLINGTON HEIGHTS, IL 60004

Mortgage

Document Number	0000015549
Date	May 14, 2018
Instrument	2018R0015549

Lender

Name	TBK BANK SSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000015547
Date	May 14, 2018
Instrument	2018R0015547

Lender

Name	TBK BANK SSB
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Dunham Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$21,129.00	$287,007 (+4.19%) Land $67,115 Building $219,892	$861,021 (+4.19%) Land $201,345 Building $659,676
2022		$275,461 Land $100,212 Building $175,249	$826,383 Land $300,636 Building $525,747

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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