McHenry County property record for 104 S Division St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.178 acres (7,745 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $43,500 (Sep 2020) |
| Tax Bill | $1,963 (2024) |
| Deeds & Mortgages | Sep 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-35-482-003 |
| Primary APN | 01-35-482-003 |
|---|
| Lot Area | 7,745 sqft (0.178 acres) |
|---|
| Street Address | 104 S DIVISION ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-3043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0036077 LT 6 /EX W 22FT/ BLK 10 HARTS 1ST ADDN CITY OF HARVARD MEMO: GRABER, DAVID C/ GALVEZ, JESUS VAZQUEZ |
| Legal Subdivision | HARTS 1ST ADDN |
| Legal Block | 10 |
| Legal Lot Number | 6 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 870302 |
104 S Division St is owned and occupied by two individuals who bought it in September 2020.
Source: McHenry County records, as of June 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 S DIVISION ST, HARVARD, IL 60033-3043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2020 · Amount on File |
| Deed Sale | Sep 9, 2020 · Amount on File |
| Prior Sale | Aug 4, 1997 · Amount on File |
| Deed Document Number | 202036077 |
| Prior Transfer Date | Aug 27, 2020 |
| Prior Transfer Doc | 0000036077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 9, 2020 |
| Property Address | 104 S DIVISION ST, HARVARD, IL 60033-3043 |
| Document Number | 0000036077 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 36077 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount on Record |
|---|---|
| Tax | $65.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 S DIVISION ST HARVARD IL 600333043, HARVARD, IL 60033-3043 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,963.00 | $21,907 Land $7,762 Building $14,145 | $65,721 Land $23,286 Building $42,435 |
| 2022 | $18,468 Land $7,017 Building $11,451 | $55,404 Land $21,051 Building $34,353 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 104 S Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2003–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 S Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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