301 S Cedar St, Commerce, OK 74339 Property Records

Ottawa County property record for 301 S Cedar St, Commerce, OK 74339

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 1,280 sqft · built 2006
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,000 (Apr 2026)
Tax Bill	$254 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20452`

Property Details

APN / Parcel Number

Primary APN	`20452`
Alternative APN	`5640-00-004-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Garage Type	Carport
Carport	Carport
Deck Area	50 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20452
Street Address	301 S CEDAR ST
City	COMMERCE
State	OK
Zip	74339-2650
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LT 1 & N 5' LT 2, BLK 4 ELLIOTT 2 259/745
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	ELLIOTT
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2033
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 S CEDAR ST, COMMERCE, OK 74339-2650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Apr 24, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Aug 22, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 13, 2018	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	20261909
Deed Book / Page	1259 / 574
Prior Transfer Date	Aug 15, 2022
Prior Transfer Doc	001168/360
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Apr 24, 2026
Property Address	301 S CEDAR ST, COMMERCE, OK 74339-2650
Document Number	0000001909
Book / Page	1259 / 574
Instrument Date	Apr 21, 2026
Instrument	2026.1909
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	APEX TITLE NORTHEAST OK LLC, APEX TITLE NORTHEAST OKLAHOMA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,908.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 S CEDAR ST, COMMERCE, OK 74339-2650

Mortgage

Document Number	0000001910,
Date	Apr 24, 2026
Instrument	2026..1910

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Apr 24, 2026
Property Address	301 S CEDAR ST, COMMERCE, OK 74339-2650
Document Number	001259/574
Book / Page	1259 / 574
Instrument Date	Apr 21, 2026
Instrument	20261909
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	APEX TITLE NORTHEAST OK LLC, APEX TITLE NORTHEAST OKLAHOMA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,908.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 S CEDAR ST, COMMERCE, OK 74339-2650

Mortgage

Document Number	0000001910,
Date	Apr 24, 2026
Instrument	20261910

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.25%
Max Rate	-1%

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Aug 22, 2022
Property Address	301 S CEDAR ST, COMMERCE, OK 74339-2650
Document Number	001168/360
Book / Page	1168 / 360
Instrument Date	Aug 15, 2022
Instrument	I-2022-004437
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount Recorded
Tax	$3.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3005 MICKEY MENTLE, COMMERCE, OK 74339
Investor	Possibly a Property Investor

June 2018: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	OTTAWA OK
Recording Date	Jun 13, 2018
Property Address	301 S CEDAR ST, COMMERCE, OK 74339-2650
Document Number	001071/725
Book / Page	1071 / 725
Instrument Date	Jun 13, 2018
Instrument	2018-002514
Transaction Type	Foreclosure
Record Updated	Jan 8, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,755 (+4.99%) Land $171 Building $2,584	$24,166 (+4.43%) Land $1,500 Building $22,666
2025	$254.00 (+0.79%)	$2,624 (+5%) Land $171 Building $2,453	$23,140 (+5.57%) Land $1,500 Building $21,640
2024	$252.00 (+12.5%)	$2,499 (-) Land $171 Building $2,328	$21,920 (-) Land $1,500 Building $20,420
2023	$224.00 (+1,3%)	$2,499 (+1,361.4%) Land $171 Building $2,328	$21,920 (+1,361.33%) Land $1,500 Building $20,420
2022	$16.00	$171 Land $171	$1,500 Land $1,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1993–2007)
Most Recent Claim	Jul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on S Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures