Ottawa County property record for 212 S Cedar St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,108 sqft · built 1994 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Jul 2023) |
| Tax Bill | $2,097 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20435 |
| Primary APN | 20435 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,108 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 35 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20435 |
|---|---|
| Street Address | 212 S CEDAR ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 19 - 20, BLK 2 ELLIOTT |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 6 |
| Legal Subdivision | ELLIOTT |
| Legal Block | 2 |
| Legal Lot Number | 19,20 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3102 |
| Census Tract | 574200 |
212 S Cedar St is owned and occupied by two individuals who bought it in July 2023.
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 212 S CEDAR ST, COMMERCE, OK 74339-2653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on File |
| Deed Sale | Jul 7, 2023 · Amount on File |
| Prior Sale | Jul 5, 2001 · Amount on File |
| Deed Document Number | 20233016 |
| Deed Book / Page | 1186 / 625 |
| Prior Transfer Date | Jun 2, 2023 |
| Prior Transfer Doc | 0000002519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Jul 7, 2023 |
| Property Address | 212 S CEDAR ST, COMMERCE, OK 74339-2653 |
| Document Number | 001186/625 |
| Book / Page | 1186 / 625 |
| Instrument Date | Jun 30, 2023 |
| Instrument | I-2023-003016 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | I2023003018 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | I-2023-003018 |
| Name | BANK2 |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 212 S Cedar St was $2,097 with a homeowner's exemption, up 0.9% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,951 (+1.57%) Land $282 Building $21,669 | $192,552 (+1.57%) Land $2,475 Building $190,077 | |
| 2025 | $2,097.00 (+0.91%) | $21,611 (-1.75%) Land $197 Building $21,414 | $189,568 (-1.75%) Land $1,725 Building $187,843 |
| 2024 | $2,078.00 (+29.71%) | $21,997 (+16.76%) Land $197 Building $21,800 | $192,951 (-) Land $1,725 Building $191,226 |
| 2023 | $1,602.00 (+1.52%) Homeowner's exemption | $18,840 (+3%) Land $197 Building $18,643 | $192,951 (-) Land $1,725 Building $191,226 |
| 2022 | $1,578.00 Homeowner's exemption | $18,292 Land $197 Building $18,095 | $192,951 Land $1,725 Building $191,226 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 212 S Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 212 S Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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