301 Pear St, Cedar Springs, MI 49319 Property Records

Kent County property record for 301 Pear St, Cedar Springs, MI 49319

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1969
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Aug 2015)
Tax Bill$3,274 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN41-02-36-211-011

Property Details

APN / Parcel Number

Primary APN41-02-36-211-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions132 ft deep x 132 ft wide
Garage Area1,564 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address301 PEAR ST
CityCEDAR SPRINGS
StateMI
Zip49319-9493
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOTS 5 & 6 BLK 82 * VILLAGE OF CEDAR SPRINGS
Legal SubdivisionVILLAGE OF CEDAR SPRINGS
Legal Block82
Legal Lot Number5-6
JurisdictionKENT MI
Township / Civil DivisionCEDAR SPRINGS
Census Block Group1
Census Block1029
Census Tract10200

Owner

301 Pear St is owned and occupied by an individual who bought it in August 2015.

Source: Kent County records, as of September 18, 2026

Owner of RecordIndividual Name on File
Mailing Address301 PEAR ST, CEDAR SPRINGS, MI 49319-9493
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed of Trust, Mortgage · Line of Credit
CHOICEONE BANK
Oct 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
OLD NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2015 · Amount on File
Deed SaleAug 27, 2015 · Amount on File
Deed Document Number201575947
Prior Transfer DateSep 25, 2009
Prior Transfer Doc0000113883
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address301 PEAR ST, CEDAR SPRINGS, MI 49319-9493
Transaction TypeMortgage
Record UpdatedJul 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 PEAR ST, CEDAR SPRINGS, MI 49319-9493

Mortgage

Document Number0000036412
DateJun 29, 2023
Instrument20230629-0036412
Lender
NameCHOICEONE BANK
TypeBank
AddressCEDAR SPRINGS, MI 49319
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJun 12, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address301 PEAR ST, CEDAR SPRINGS, MI 49319-9493
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075988
DateOct 3, 2019
Instrument20191003-0075988
Lender
NameOLD NATIONAL BANK
TypeBank
AddressEVANSVILLE, IN 47708
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 301 Pear St was $3,274.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
MunicipalityCedar Springs City
Unified School DistrictCedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,400 (+8.02%)$266,800 (+8.02%)
2025$3,274.00 Homeowner's exemption$123,500$247,000
2023$99,200$198,400
2019$2,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Pear St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Pear St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR SPRINGS
serves 3,520 people · EPA ID MI0001260
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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