301 Mill St, Clermont, IA 52135 Property Records

Fayette County property record for 301 Mill St, Clermont, IA 52135

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,916 sqft · built 1929
Lot Size0.061 acres (2,640 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Jul 2023)
Tax Bill$1,254 (2026)
Deeds & MortgagesNov 2023 Line of Credit
Jul 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN0434328004

Property Details

APN / Parcel Number

Primary APN0434328004

Interior

Stories2 Stories
Building Area3,916 sqft Gross Area
1st Floor Area1,210 sqft
Basement Area1,210 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialBrick
Construction TypeConcrete
Roof MaterialRolled Roofing
Lot Area2,640 sqft (0.061 acres)
Lot Dimensions120 ft deep x 22 ft wide
Deck Area1 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address301 MILL ST
CityCLERMONT
StateIA
Zip52135-4400
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLOT 13 BLK 14 LOT 13 BLK 14 CLERMONT CLERMONT (COMMERCIAL) (RESIDENTIAL)
Legal SubdivisionCLERMONT
Legal Block14
Legal Lot Number13
JurisdictionFAYETTE IA
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2037
Census Tract80600

Owner

301 Mill St, a commercial property, is owned by an individual who bought it in July 2023.

Source: Fayette County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address101 UNION ST, CLERMONT, IA 52135-8553
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Deed of Trust, Mortgage · Line of Credit
CEDAR FALLS COMMUNITY CU
Jul 10, 2023Warranty Deed, Transfer · Line of Credit
CEDAR FALLS COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2023 · Amount on File
Deed SaleJul 10, 2023 · Amount on File
Deed Document Number20231757
Deed Book / Page2023 / 1757
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address301 MILL ST, CLERMONT, IA 52135-4400
Transaction TypeMortgage
Record UpdatedDec 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 BLUFF ST, CEDAR FALLS, IA 50613-3327

Mortgage

Document Number02023/3094
DateNov 27, 2023
Book Page2023/3094
Instrument2023 3094
Lender
NameCEDAR FALLS COMMUNITY CU
TypeCredit Union
AddressCEDAR FALLS, IA 50613
Agreement
TypeLine of Credit
AmountAmount on Record
Term296 Months
DueJul 1, 2048

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAYETTE IA
Recording DateJul 10, 2023
Property Address301 MILL ST, CLERMONT, IA 52135-4400
Document Number02023/1757
Book / Page2023 / 1757
Instrument DateJun 28, 2023
Instrument2023-1757
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 BLUFF ST, CEDAR FALLS, IA 50613-3327

Mortgage

Document Number02023/1758
DateJul 10, 2023
Book Page2023/1758
Instrument2023-1758
Lender
NameCEDAR FALLS COMMUNITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 301 Mill St was $1,254.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
MunicipalityClermont City
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,254.00$83,960 (-) Land $2,980 Building $80,980$83,960 (-) Land $2,980 Building $80,980
2025$1,254.00 (+17.42%)$83,960 Land $2,980 Building $80,980$83,960 Land $2,980 Building $80,980
2024$1,068.00
2023$65,870 (+16.96%) Land $2,980 Building $62,890$65,870 Land $2,980 Building $62,890
2022$1,018.00$56,316 Land $2,416 Building $53,900
2021$56,316 Land $2,416 Building $53,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1993–2021)
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT WATER SUPPLY
serves 586 people · EPA ID IA3317047
Water SourceGroundwater
Last State InspectionMar 2024
Lead7 ppb (2023)
action level 15 ppb
Copper1.37 mg/L (2018–2020)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Acentek
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number