221 Mill St, Clermont, IA 52135 Property Records

Fayette County property record for 221 Mill St, Clermont, IA 52135

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,224 sqft · built 1940
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jun 2021)
Tax Bill	$882 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0434329001`

Property Details

APN / Parcel Number

Primary APN	`0434329001`

Interior

Stories	1 Story
Building Area	1,224 sqft Gross Area
1st Floor Area	396 sqft
Flooring	Tile
Interior Walls	Block

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Concrete
Roof Material	Slate
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Area	310 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	221 MILL ST
City	CLERMONT
State	IA
Zip	52135-4402
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOTS 22,23,24 BLK 17 CLERMONT
Legal Block	17
Legal Lot Number	22-24
Jurisdiction	FAYETTE IA
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2036
Census Tract	80600

Owner

221 Mill St, a commercial property, is owned by an individual who bought it in June 2021.

Source: Fayette County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	529 S VINE ST, WEST UNION, IA 52175-1525
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Deed Document Number	20212091
Deed Book / Page	2021 / 2091
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Jun 11, 2021
Property Address	221 MILL ST, CLERMONT, IA 52135-4402
Document Number	02021/2091
Book / Page	2021 / 2091
Instrument Date	Jun 11, 2021
Instrument	2021-2091
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 S VINE ST, WEST UNION, IA 52175-1525

Mortgage

Document Number	02021/2115
Date	Jun 15, 2021
Book Page	2021/2115
Instrument	2021-2115

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 15, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 221 Mill St was $882.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Clermont City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$882.00	$59,100 (-) Land $11,170 Building $47,930	$59,100 (-) Land $11,170 Building $47,930
2025	$882.00 (+12.5%)	$59,100 Land $11,170 Building $47,930	$59,100 Land $11,170 Building $47,930
2024	$784.00
2023		$48,450 (+18.92%) Land $11,170 Building $37,280	$48,450 Land $11,170 Building $37,280
2022	$736.00	$40,740 Land $8,710 Building $32,030
2021			$40,740 Land $8,710 Building $32,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1993–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT WATER SUPPLY serves 586 people · EPA ID IA3317047
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	7 ppb (2023) action level 15 ppb
Copper	1.37 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130