Berrien County property record for 301 Michigan St E, Three Oaks, MI 49128
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,632 sqft · built 1962 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on File |
| Last Sale | $147,500 (Jan 2004) |
| Tax Bill | $2,022 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-6110-0053-00-5 |
| Primary APN | 47-6110-0053-00-5 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 1,632 sqft |
| Unfinished Basement | 1,632 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 132 ft deep x 87 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 301 MICHIGAN ST E |
|---|---|
| City | THREE OAKS |
| State | MI |
| Zip | 49128-1187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 53 PLEASANT VIEW NO 1 TO VILLAGE OF THREE OAKS ALSO THE E1/2 OF THAT PT OF 33'WIDE CHAMBERLAIN ST AS ORIGINALLY PLATTED IN PLEASANT VIEW ADD THAT LIES E OF LOT 12 PLEASANT VIEW ADD CHAMBERLAIN ST VACATED PER M 213/359 & M 215/48 |
| Legal Subdivision | PLEASANT VIEW |
| Legal Lot Number | 12,53 |
| Legal Unit | 53,12 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | THREE OAKS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11400 |
301 Michigan St E is owned by a company that acquired it in August 2020 and is owner-occupied.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 301 MICHIGAN ST E, THREE OAKS, MI 49128-1187 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Jul 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Jul 8, 2022 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Aug 11, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2004 · Amount on File |
| Deed Sale | Jan 9, 2004 · Amount on File |
| Prior Sale | Aug 26, 1993 |
| Deed Book / Page | 2470 / 557 |
| Last Transfer Date | Aug 7, 2020 |
| Transfer Doc | 03285/2978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 301 MICHIGAN ST E, THREE OAKS, MI 49128-1187 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 301 MICHIGAN ST E, THREE OAKS, MI 49128-1187 |
| Document Number | 03462/3703 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 3462/3703 |
| Instrument | 2025444565 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 301 MICHIGAN ST E, THREE OAKS, MI 49128-1187 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03244/2194 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 3244/2194 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | THREE OAKS, MI 49128 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 10, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 301 MICHIGAN ST E, THREE OAKS, MI 49128-1187 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 301 MICHIGAN ST E, THREE OAKS, MI 49128-1187 |
| Document Number | 003379/887 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 3379/887 |
| Instrument | 2022357215 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 11, 2020 |
| Property Address | 301 MICHIGAN ST E, THREE OAKS, MI 49128-1187 |
| Document Number | 03285/2978 |
| Book / Page | 3285 / 2978 |
| Map Reference | LB 11 PG 33 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4157 RAYMOND AVE, BROOKFIELD, IL 60513-1821 |
The 2025 property tax bill for 301 Michigan St E was $2,022 with a homeowner's exemption, up 2.6% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Three Oaks Township |
| Municipality | Three Oaks Village |
| Unified School District | River Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,100 (+5.05%) | $424,200 (+5.05%) | |
| 2025 | $2,022.00 (+2.64%) Homeowner's exemption | $201,900 | $403,800 |
| 2024 | $1,970.00 | ||
| 2023 | $188,600 | $377,200 | |
| 2022 | $1,789.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 301 Michigan St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 301 Michigan St E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE OAKS serves 1,622 people · EPA ID MI0006600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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