208 Michigan St E, Three Oaks, MI 49128 Property Records

Berrien County property record for 208 Michigan St E, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,221 sqft · built 1950
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$83,250 (Dec 2012)
Tax Bill	$1,298 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-6100-0032-00-1`

Property Details

APN / Parcel Number

Primary APN	`47-6100-0032-00-1`
Alternative APN	`11-47-6100-0032-00-1`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	753 sqft
Basement Area	633 sqft
Unfinished Basement	633 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	208 MICHIGAN ST E
City	THREE OAKS
State	MI
Zip	49128-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 PLEASANT VIEW ADD TO THREE OAKS
Legal Subdivision	PLEASANT VIEW
Legal Lot Number	32
Legal Unit	32
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	2
Census Block	2004
Census Tract	11400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	208 MICHIGAN ST E, THREE OAKS, MI 49128-1139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2012 · Amount on Record
Deed Sale	Dec 14, 2012 · Amount on Record
Prior Sale	Aug 8, 2012 · Amount on Record
Deed Book / Page	3019 / 1283
Transfer Doc	03227/1227
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 15, 2019
Property Address	208 MICHIGAN ST E, THREE OAKS, MI 49128-1139
Document Number	03227/1227
Book / Page	3227 / 1227
Map Reference	VOL 11 PG 33
Instrument Date	Jan 11, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 MICHIGAN ST E, THREE OAKS, MI 49128-1139

Mortgage

Document Number	0032271230
Date	Jan 15, 2019
Instrument	3227/1230

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Municipality	Three Oaks Village
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,700 (+4.37%)	$243,400 (+4.37%)
2025	$1,298.00 (+2.69%) Homeowner's exemption	$116,600	$233,200
2024	$1,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE OAKS serves 1,622 people · EPA ID MI0006600
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20