301 Maple St, Germantown, IL 62245 Property Records

Clinton County property record for 301 Maple St, Germantown, IL 62245

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,562 sqft · built 1954
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Jul 2026)
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-11-03-309-019`

Property Details

APN / Parcel Number

Primary APN	`12-11-03-309-019`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,562 sqft Finished Area
1st Floor Area	3,024 sqft
Attic	Attic
Attic Area	554 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Roof Type	Gable
Lot Area	10,890 sqft (0.25 acres)
Lot Width	75 ft Width
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	301 MAPLE ST
City	GERMANTOWN
State	IL
Zip	62245-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION DEERHAKE'S 2ND ADD LOT 5 E 1/2 OF LOT & PT OF LOT 6
Legal Subdivision	DEERHAKES 2ND ADD
Legal Lot Number	5-6
Jurisdiction	CLINTON IL
Township / Civil Division	GERMANTOWN
Census Block Group	2
Census Block	2023
Census Tract	900601

Owner

301 Maple St is owned and occupied by an individual who bought it in July 2026.

Source: Clinton County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	301 MAPLE ST, GERMANTOWN, IL 62245-2125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage FCB BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERMANTOWN TRUST & SAV BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Apr 12, 2011 · Amount on File
Deed Document Number	20262657
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Jul 2, 2026
Property Address	301 MAPLE ST, GERMANTOWN, IL 62245-2125
Document Number	0000002657
Instrument Date	Jun 30, 2026
Instrument	20262657
Transaction Type	Transfer
Record Updated	Jul 24, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,331.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MAPLE ST, GERMANTOWN, IL 62245-2125

Mortgage

Date	Jul 2, 2026

Lender

Name	FCB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	301 MAPLE ST, GERMANTOWN, IL 62245-2125
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002618
Date	Apr 21, 2021
Instrument	2021R02618

Lender

Name	GERMANTOWN TRUST & SAV BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 301 Maple St was $2,704 with a homeowner's exemption, up 1% from the year before.

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Germantown Township
Municipality	Germantown Village
Secondary School District	Central Community High School District 71 (09 - 12)
Elementary School District	Germantown School District 60 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,704.00 (+10.01%) Homeowner's exemption	$49,150 Land $4,400 Building $44,750	$147,450 Land $13,200 Building $134,250
2024	$2,458.00
2022	$1,946.00 (+3.79%) Homeowner's exemption Additional exemption filed	$36,210 (+11.76%) Land $3,410 Building $32,800	$108,630 (+11.76%) Land $10,230 Building $98,400
2021	$1,875.00	$32,400 Land $3,280 Building $29,120	$97,200 Land $9,840 Building $87,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Maple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN serves 1,537 people · EPA ID IL0270350
Water Source	Purchased surface water from BREESE
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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