203 Maple St, Germantown, IL 62245 Property Records

Clinton County property record for 203 Maple St, Germantown, IL 62245

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,519 sqft · built 1959
Lot Size	0.501 acres (21,825 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jun 2023)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-11-03-309-004`

Property Details

APN / Parcel Number

Primary APN	`12-11-03-309-004`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,519 sqft Finished Area
1st Floor Area	2,940 sqft
Attic	Attic
Attic Area	539 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Type	Gable
Lot Area	21,825 sqft (0.501 acres)
Garage Area	792 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	203 MAPLE ST
City	GERMANTOWN
State	IL
Zip	62245-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION DEERHAKE'S 2ND ADD LOT 3 & 4 PT OF LOTS
Legal Subdivision	DEERHAKES 2ND ADD
Legal Lot Number	3-4
Jurisdiction	CLINTON IL
Township / Civil Division	GERMANTOWN
Census Block Group	2
Census Block	2023
Census Tract	900601

Owner

203 Maple St is owned and occupied by an individual who bought it in June 2023.

Source: Clinton County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	203 MAPLE ST, GERMANTOWN, IL 62245-2124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage FCB BANK
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS
Jul 26, 2018	Warranty Deed, Transfer SCOTT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Jul 26, 2018 · Amount on File
Deed Document Number	20232200
Prior Transfer Date	Jun 16, 2023
Prior Transfer Doc	0000002200
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Recording Date	Jul 31, 2026
Property Address	203 MAPLE ST, GERMANTOWN, IL 62245-2124
Document Number	0000003081
Instrument Date	Jul 27, 2026
Instrument	20263081
Transaction Type	Mortgage
Record Updated	Aug 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MAPLE ST, GERMANTOWN, IL 62245-2124

Mortgage

Document Number	0000003081,
Date	Jul 31, 2026
Instrument	20263081

Lender

Name	FCB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Jun 20, 2023
Property Address	203 MAPLE ST, GERMANTOWN, IL 62245-2124
Document Number	0000002200
Map Reference	MB A PG 2
Instrument Date	Jun 16, 2023
Instrument	2023R02200
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MAPLE ST, GERMANTOWN, IL 62245-2124

Mortgage

Document Number	0000002201
Date	Jun 20, 2023
Instrument	2023R02201

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IL
Recording Date	Jul 26, 2018
Property Address	203 MAPLE ST, GERMANTOWN, IL 62245-2124
Document Number	0000003209
Instrument Date	Jul 25, 2018
Instrument	3209
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	HIGHLAND CMNTY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MAPLE ST GERMANTOWN IL 622452124, GERMANTOWN, IL 62245-2124

Mortgage

Document Number	3210
Date	Jul 26, 2018
Instrument	3210

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 203 Maple St was $3,065, up 9.1% from the year before.

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Germantown Township
Municipality	Germantown Village
Secondary School District	Central Community High School District 71 (09 - 12)
Elementary School District	Germantown School District 60 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,065.00 (+9.11%) Homeowner's exemption	$51,870 Land $8,800 Building $43,070	$155,610 Land $26,400 Building $129,210
2024	$2,809.00
2022	$2,803.00 (+4.12%)	$45,640 (+3.99%) Land $6,810 Building $38,830	$136,920 (+3.99%) Land $20,430 Building $116,490
2021	$2,692.00	$43,890 Land $6,550 Building $37,340	$131,670 Land $19,650 Building $112,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Maple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN serves 1,537 people · EPA ID IL0270350
Water Source	Purchased surface water from BREESE
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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