301 Hancock Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 301 Hancock Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,293 sqft · built 1989
Lot Size	0.009 acres (385 sqft)
Owner	2 Individual Names on Record
Last Sale	$641,000 (May 2022)
Tax Bill	$9,650 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CM301`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CM301`
Alternative APN	`1300085000100002 CM301`

Interior

Building Area	1,293 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Lot Area	385 sqft (0.009 acres)

Location & Zoning

Street Address	301 HANCOCK CT
City	EDGEWATER
State	NJ
Zip	07020-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	INDEPENDENCE HARBOR I
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 HANCOCK CT, 301, EDGEWATER, NJ 07020-1604
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 31, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	202247920
Deed Book / Page	4671 / 1767
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 4, 2022
Property Address	301 HANCOCK CT, EDGEWATER, NJ 07020-1604
Document Number	0046711767
Book / Page	4671 / 1767
Instrument Date	Apr 6, 2022
Instrument	2022047920
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,619.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 BELMAR ST, 58, DEMAREST, NJ 07627-1519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 HANCOCK CT, EDGEWATER, NJ 07020-1604

Mortgage

Document Number	2022047921
Date	May 4, 2022
Instrument	2022047921

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	8%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	301 HANCOCK CT, EDGEWATER, NJ 07020-1604
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039921024
Date	Mar 4, 2021
Book Page	3992/1024
Instrument	2021029960

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	May 31, 2017
Property Address	301 HANCOCK CT, EDGEWATER, NJ 07020-1604
Document Number	0026250216
Book / Page	02625 / 0216
Instrument Date	May 5, 2017
Instrument	17-041883
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 HANCOCK CT, 301, EDGEWATER, NJ 07020-1604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 HANCOCK CT, EDGEWATER, NJ 07020-1604

Mortgage

Document Number	0026250223
Date	May 31, 2017
Book Page	02625/0223
Instrument	17-041883.01

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,600 (+3.75%) Land $285,000 Building $323,600	$608,600 (+3.75%) Land $285,000 Building $323,600
2025	$9,650.00 (+6.18%)	$586,600 (+5.28%) Land $275,000 Building $311,600	$586,600 (+5.28%) Land $275,000 Building $311,600
2024	$9,088.00 (+3.53%)
2023		$557,200 Land $260,000 Building $297,200	$557,200 Land $260,000 Building $297,200
2022	$8,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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