Clayton County property record for 301 E Watson St, Garnavillo, IA 52049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,267 sqft · built 1907 |
| Lot Size | 0.562 acres (24,472 sqft) |
| Owner | Company Name on File |
| Last Sale | $139,000 (May 2021) |
| Tax Bill | $2,002 (2025) |
| Deeds & Mortgages | May 2021 Transfer May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2918428002 |
| Primary APN | 2918428002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,267 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,184 sqft |
| Unfinished Basement | 1,184 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,472 sqft (0.562 acres) |
| Lot Dimensions | 266 ft deep x 85.2 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 476 sqft |
| Patio Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 301 E WATSON ST |
|---|---|
| City | GARNAVILLO |
| State | IA |
| Zip | 52049-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 OF LOT C NE SE & LOT 3 OF LOT B SE NE 18 93 3 |
| Legal Range | 3W |
| Legal Township | 93N |
| Legal Section | 18 |
| Legal Lot Number | 3,B-C |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | GARNAVILLO |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 70300 |
Source: Clayton County assessment roll, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 301 E WATSON ST, GARNAVILLO, IA 52049-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 28, 2021 | Intrafamily Transfer, Transfer |
| May 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST NA |
| May 4, 2018 | Deed of Trust, Mortgage FIDELITY BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on Record |
| Deed Sale | May 4, 2021 · Amount on Record |
| Deed Document Number | 20211834 |
| Last Transfer Date | Feb 10, 2026 |
| Transfer Doc | 0000000461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | May 28, 2021 |
| Property Address | 301 E WATSON ST, GARNAVILLO, IA 52049-9759 |
| Document Number | 2021R02200 |
| Map Reference | PB 13 PG 111 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021R02200 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 301 E WATSON ST, GARNAVILLO, IA 52049-9759 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | May 4, 2021 |
| Property Address | 301 E WATSON ST, GARNAVILLO, IA 52049-9759 |
| Document Number | 2021R01834 |
| Map Reference | PB 13 PG 111 |
| Instrument Date | May 1, 2021 |
| Instrument | 2021R01834 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $221.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 110 S ELM AVE, LOGAN, IA 51546-1232 |
| Document Number | 2021R01836 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 2021R01836 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 301 E WATSON ST, GARNAVILLO, IA 52049-9759 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R01583 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020R01583 |
| Name | FIDELITY BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 301 E WATSON ST, GARNAVILLO, IA 52049-9759 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018R01260 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 2018R01260 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 176 Months |
| Due | Jan 1, 2033 |
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Garnavillo City |
| Unified School District | Clayton Ridge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,002.00 Homeowner's exemption | $182,228 (+18.87%) Land $20,757 Building $161,471 | $182,228 (+18.87%) Land $20,757 Building $161,471 |
| 2024 | $2,002.00 (-21.55%) | ||
| 2023 | $153,296 Land $18,050 Building $135,246 | $153,296 Land $18,050 Building $135,246 | |
| 2022 | $2,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2001 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNAVILLO WATER SUPPLY serves 763 people · EPA ID IA2234074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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